- Active
#19 – 13620 VICTORIA Road
Summerland · Single Family
- Beds
- 2
- Baths
- 1
- Sqft
- 1,120
- Built
- 1986
Listed by Chamberlain Property Group Inc. · MLS® 10384038
There is more to this listing. Create a free account to see the exact location, taxes, room sizes and price history.
Sign inAbout this home
Welcome to Victoria Gardens - an exceptionally well-maintained 55+ community just steps from downtown Summerland, offering unbeatable convenience for shopping, banking, and everyday essentials. Second-floor corner units in this desirable complex are rarely available, and this 2 bedroom, 1 bathroom east-facing home enjoys one of the best locations in the complex. Bright and inviting, the layout features a functional galley kitchen that flows into a charming dining area with a large window, filling the space with natural morning light, and direct access to a covered corner patio - an ideal spot to relax and enjoy the peaceful surroundings. The spacious living room is filled with natural light from a large bay window, creating a bright and comfortable space to unwind. The primary bedroom is generously sized while the second bedroom provides flexibility for guests, hobbies, or a home office. A well-appointed 4-piece bathroom, in-suite laundry area, and multiple storage options - including a convenient entry storage room, enhance the home’s overall functionality. Complete with 1 covered parking spot and allowing one small pet, this is a fantastic 55+ opportunity to enjoy comfortable, low-maintenance living in a prime Summerland location. Total sq.ft. calculations are based on the exterior dimensions of the building at each floor level & include all interior walls & must be verified by the buyer if deemed important.
Home facts
- Bedrooms
- 2
- Bathrooms
- 1 full
- Interior
- 1,120 sq ft
- Year built
- 1986
- Storey
- 1
- Parking
- 1
- Property type
- Single Family
- Fireplace
- 1
- Area
- Main Town
- Listed
- April 21, 2026
- Structure
- Apartment
- PID
- 005-133-131
- Common interest
- Condo/Strata
Highlights
- Mountain view
- In-suite laundry
- Patio
- Storage locker
Features and inclusions
- Appliances
- Refrigerator, Dishwasher, Range, Microwave, Washer/Dryer Stack-Up
- Heating
- Baseboard heaters, Electric
- Cooling
- Wall unit
- Flooring
- Laminate, Linoleum
- Roof
- Asphalt shingle, Unknown
- Parking
- Covered, Additional Parking
- Lot
- Level lot, Private setting, Balcony
- Community
- Adult Oriented, Seniors Oriented, Pets Allowed, Pets Allowed With Restrictions, Rentals Allowed
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $1,469
- Property tax
- $92/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $1,711
Purchase snapshot
- List price
- $310,000
- Down payment
- $62,000 (20%)
- Estimated mortgage
- $248,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $1,467
- At 4.7326 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $920 a month
- Gross yield
- 3.6%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 42%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.