Summerland · V0H1Z5
$1,676/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Welcome to Victoria Gardens - an exceptionally well-maintained 55+ community just steps from downtown Summerland, offering unbeatable convenience for shopping, banking, and everyday essentials. Second-floor corner units in this desirable complex are rarely available, and this 2 bedroom, 1 bathroom east-facing home enjoys one of the best locations in the complex. Bright and inviting, the layout features a functional galley kitchen that flows into a charming dining area with a large window, filling the space with natural morning light, and direct access to a covered corner patio - an ideal spot to relax and enjoy the peaceful surroundings. The spacious living room is filled with natural light from a large bay window, creating a bright and comfortable space to unwind. The primary bedroom is generously sized while the second bedroom provides flexibility for guests, hobbies, or a home office. A well-appointed 4-piece bathroom, in-suite laundry area, and multiple storage options - including a convenient entry storage room, enhance the home’s overall functionality. Complete with 1 covered parking spot and allowing one small pet, this is a fantastic 55+ opportunity to enjoy comfortable, low-maintenance living in a prime Summerland location. Total sq.ft. calculations are based on the exterior dimensions of the building at each floor level & include all interior walls & must be verified by the buyer if deemed important.
2
Beds
1,120 ft²
Floor area
1986
Year built
Single Family
Type
Main Town
Area
Listed
April 21, 2026
$319,900 is 69.0% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
<1 min
walk to Nesters Market
19 min
bike to Prairie Valley Station
1h 2m
walk to Prairie Valley Station
10h 2m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 40%
| Detached | 54 | 39.7% |
| Condo / Apartment | 23 | 16.9% |
| Land | 22 | 16.2% |
| Townhouse | 14 | 10.3% |
| Duplex | 10 | 7.4% |
| Other | 13 | 9.6% |
| Under $5,000 | 10 | 3.2% |
| $10,000 to $14,999 | 5 | 1.6% |
| $15,000 to $19,999 | 10 | 3.2% |
| $20,000 to $24,999 | 25 | 7.9% |
| $25,000 to $29,999 | 15 | 4.8% |
| $30,000 to $34,999 | 20 | 6.3% |
| $35,000 to $39,999 | 25 | 7.9% |
| $40,000 to $44,999 | 15 | 4.8% |
| $45,000 to $49,999 | 15 | 4.8% |
| $50,000 to $59,999 | 30 | 9.5% |
| $60,000 to $69,999 | 25 | 7.9% |
| $70,000 to $79,999 | 20 | 6.3% |
| $80,000 to $89,999 | 20 | 6.3% |
| $90,000 to $99,999 | 15 | 4.8% |
| $100,000 to $124,999 | 25 | 7.9% |
| $125,000 to $149,999 | 10 | 3.2% |
| $150,000 to $199,999 | 20 | 6.3% |
| $200,000 and over | 10 | 3.2% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,676
Principal and interest
Calculated estimate
$1,434
Property tax
Calculated estimate
$92/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$310,000
Down payment
Calculated estimate
$62,000 (20%)
Estimated mortgage
Calculated estimate
$248,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,676
/mo
Rate
%
Amortization
Principal and interest
$1,434
Property tax (est.)
$92
P&I
Tax
Down payment
$62,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $62,000 down (20%) on $310,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
