- Active
#19 – 3101 45th Avenue
Vernon · Other
- Sqft
- 4,366
Listed by REMAX Kelowna - Stone Sisters · MLS® 10393784
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Sign inAbout this home
An exceptional opportunity to create a one-of-a-kind lifestyle space within The VAULTS. Offering an impressive 4,366 sq.ft. over two expansive levels, this unfinished lifestyle condominium provides the scale, flexibility & freedom to bring your vision to life. The open-concept design features soaring ceilings, an oversized glass overhead door, a dedicated elevator shaft & expansive windows that flood the interior with natural light. With 2,140 sq.ft. on the main level & an additional 2,226 sq.ft. above, the thoughtfully designed layout offers exceptional versatility to create a space tailored to the way you live, work, entertain & enjoy your passions. Located within The VAULTS, one of the Okanagan's premier lifestyle condominium developments, owners enjoy individually titled ownership, exceptional security & a professionally maintained environment designed for those who value privacy, quality & the freedom to create something truly unique. A rare opportunity to personalize every detail & create a space that's as distinctive as the lifestyle it was designed to support.
Home facts
- Interior
- 4,366 sq ft
- Property type
- Other
- Area
- City of Vernon
- Listed
- July 15, 2026
- Structure
- Residential Commercial Mix
- PID
- 032-238-291
Highlights
- High ceilings
Rooms and building
- Water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $6,157
- Property tax
- $375/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $6,682
Purchase snapshot
- List price
- $1,299,000
- Down payment
- $259,800 (20%)
- Estimated mortgage
- $1,039,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $7,791
- At 5.9974 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,180 a month
- Gross yield
- 1.1%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Vernon
Ten year average, 2016–2025.
- Average temperature
- 9.1°C
- Daily mean across the year.
- Yearly precipitation
- 345 mm
- On the drier side for BC.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 29%
