Clearwater · V0E1N1
$2,976/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Do not miss out on this wonderful 3 bedroom 1 bathroom property in Birch Island. Fully modernised and tastefully developed by the current owner. Rural living at its best awaits you in this spacious home with a full length addition, covered entrance porch and beautiful covered deck, perfect for your morning coffee. The 1.0 acre yard is exceptionally landscaped and maintained and it includes a workshop 26' x 24' with concrete floor, oil furnace, workbench, fridge and 6500w generator, 24' x 14' Barn with power & water, two sheds, wonderful greenhouse, John Deere lawn tractor, log splitter, 20' Sea Container storage unit and much more. The well pump was replaced new in 2025. The home features log cladding, new laminate flooring throughout with carpet in the hallway and living room. New fridge and stove, newly renovated kitchen and moveable island. Mini split heat pump and backup baseboard heat, wett certified wood stove with oil furnace and electric hot water too. Roof and septic field were both replaced in 2015. Electrically inspected and upgraded 200 amp service with CSA Silver Label in 2025. The yard features a pond with pump, two water wells,irrigation lines and sprinklers to make yard maintenance trouble free. Birch island is a quiet community close to recreation and shopping facilities and a perfect place to raise a young family or to retire in peace and tranquility. A multitude of inclusions with this turn key property. Seller is very motivated, contact realtor now
3
Beds
1,374 ft²
Floor area
1971
Year built
Single Family
Type
Clearwater
Area
Listed
January 15, 2026
$574,900 is 44.3% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
12h 39m
walk to AG Foods
5h 57m
bike to West Bowl Top
19h 48m
walk to West Bowl Top
13h 46m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 64%
| Detached | 7 | 63.6% |
| Mobile home | 2 | 18.2% |
| Farm | 1 | 9.1% |
| Land | 1 | 9.1% |
| Under $5,000 | 5 | 2.0% |
| $10,000 to $14,999 | 5 | 2.0% |
| $15,000 to $19,999 | 10 | 4.0% |
| $20,000 to $24,999 | 10 | 4.0% |
| $25,000 to $29,999 | 5 | 2.0% |
| $30,000 to $34,999 | 15 | 6.0% |
| $35,000 to $39,999 | 15 | 6.0% |
| $40,000 to $44,999 | 10 | 4.0% |
| $45,000 to $49,999 | 10 | 4.0% |
| $50,000 to $59,999 | 25 | 10.0% |
| $60,000 to $69,999 | 25 | 10.0% |
| $70,000 to $79,999 | 10 | 4.0% |
| $80,000 to $89,999 | 20 | 8.0% |
| $90,000 to $99,999 | 15 | 6.0% |
| $100,000 to $124,999 | 25 | 10.0% |
| $125,000 to $149,999 | 20 | 8.0% |
| $150,000 to $199,999 | 15 | 6.0% |
| $200,000 and over | 10 | 4.0% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,976
Principal and interest
Calculated estimate
$2,659
Property tax
Calculated estimate
$167/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$574,900
Down payment
Calculated estimate
$114,980 (20%)
Estimated mortgage
Calculated estimate
$459,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,976
/mo
Rate
%
Amortization
Principal and interest
$2,659
Property tax (est.)
$167
P&I
Tax
Down payment
$114,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $114,980 down (20%) on $574,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 6.2583 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Provincial farmland protection restricts subdivision and non-farm use.
Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
