Nelson · V1L5V7
$2,535/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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For more information, please click Brochure button. You're looking at one of four new homes that will be the innovative new development known as The Cottages. This 600 sq ft, 2-storey townhouse demonstrates that small can be both functional and beautiful. The highly efficient layout means that rooms are generous in size, with everything from laundry to storage fully integrated. The open-plan main floor features a subtle contemporary kitchen, a freestanding Jotul gas fireplace, and a glass wall that folds away to extend the living space out onto the patio and a cottage garden. Upstairs, the luxurious bedroom has a vaulted ceiling and views of the West Arm, while the stylish bathroom, with bathtub, is bathed in natural light. Interior finishes include wood panelling in the stairwell, creative tilework for the kitchen backsplash, and engineered wood flooring. Step 4 energy efficiency means a small carbon footprint and low utility bills. Access from the street is for pedestrians and bicycles only, via a commonly-owned landscaped area that leads to your front door. A secure storage shed provides for bicyles, skis, etc. Vehicle parking is available on Douglas Rd. From the property, it's a short walk or bike ride to beautiful parks, shopping and Nelson’s vibrant Downtown. Construction of The Cottages is expected to take 6 to 8 months. The price includes a new home warranty and GST. A presale agreement will reserve your new home. Proposed Strata Lot. Digitally rendered photos.
1
Beds
600 ft²
Floor area
2026
Year built
Single Family
Type
Nelson
Area
Listed
February 14, 2026
$545,000 is 47.2% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
5 min
walk to Safeway
3 min
bike to Chako Mika Mall
10 min
walk to Chako Mika Mall
16h 55m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 49%
| Detached | 45 | 49.5% |
| Townhouse | 13 | 14.3% |
| Land | 12 | 13.2% |
| Condo / Apartment | 11 | 12.1% |
| Duplex | 5 | 5.5% |
| Other | 5 | 5.5% |
| $15,000 to $19,999 | 15 | 6.0% |
| $20,000 to $24,999 | 20 | 8.0% |
| $25,000 to $29,999 | 15 | 6.0% |
| $30,000 to $34,999 | 10 | 4.0% |
| $35,000 to $39,999 | 15 | 6.0% |
| $40,000 to $44,999 | 10 | 4.0% |
| $45,000 to $49,999 | 15 | 6.0% |
| $50,000 to $59,999 | 25 | 10.0% |
| $60,000 to $69,999 | 20 | 8.0% |
| $70,000 to $79,999 | 15 | 6.0% |
| $80,000 to $89,999 | 5 | 2.0% |
| $90,000 to $99,999 | 10 | 4.0% |
| $100,000 to $124,999 | 30 | 12.0% |
| $125,000 to $149,999 | 15 | 6.0% |
| $150,000 to $199,999 | 20 | 8.0% |
| $200,000 and over | 10 | 4.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,535
Principal and interest
Calculated estimate
$2,243
Property tax
Calculated estimate
$142/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$485,000
Down payment
Calculated estimate
$97,000 (20%)
Estimated mortgage
Calculated estimate
$388,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,535
/mo
Rate
%
Amortization
Principal and interest
$2,243
Property tax (est.)
$142
P&I
Tax
Down payment
$97,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $97,000 down (20%) on $485,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.3333 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
