#2 – 5311 20 Street
Vernon · V1T9N1
$2,843/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Vernon · V1T9N1
$2,843/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
HARWOOD SPRINGS TOWNHOMES – MODERN LUXURY IN CENTRAL VERNON. Welcome to Harwood Springs, an exclusive collection of just 11 modern townhomes in Vernon’s sought-after Harwood neighbourhood. This presale opportunity offers a rare chance to secure refined, energy-efficient living in a prime central location. Thoughtfully designed, these homes feature spacious multi-level layouts, double garages, and beautifully appointed interiors with premium KitchenAid appliances and an EV charger in every unit. Built to meet Step Code 4 energy-efficiency standards, each home delivers enhanced comfort, performance, and long-term value. Enjoy expansive private decks and dedicated green space with every home, creating seamless indoor-outdoor living ideal for relaxing or entertaining. Offering exceptional value, units average under $360/sqft, positioning this development among the most attractive new-build opportunities in Vernon. Select homes offer flexible layouts with potential suite options, ideal for extended family or additional income. Minutes to shopping, schools, parks, trails, and everyday amenities. Private. Refined. Limited. A boutique community where modern design meets lifestyle and lasting value. Visit our presentation center at The Village Green Mall (By Appointment). First-time home buyers may be eligible for applicable Property Transfer Tax exemptions and GST rebates or incentives. Buyers should independently verify eligibility and applicable program requirements.
3
Beds
1,258 ft²
Floor area
2027
Year built
Single Family
Type
Harwood
Area
Listed
April 24, 2026
$548,000 is 46.9% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
8 min
walk to Butcher Boys
3h 40m
bike to Orchard Park Exchange
12h 13m
walk to Orchard Park Exchange
11h 56m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 37%
| Detached | 54 | 37.2% |
| Townhouse | 31 | 21.4% |
| Other | 24 | 16.6% |
| Condo / Apartment | 17 | 11.7% |
| Land | 10 | 6.9% |
| Other | 9 | 6.2% |
| Under $5,000 | 5 | 0.7% |
| $10,000 to $14,999 | 5 | 0.7% |
| $15,000 to $19,999 | 15 | 2.0% |
| $20,000 to $24,999 | 25 | 3.3% |
| $25,000 to $29,999 | 30 | 4.0% |
| $30,000 to $34,999 | 40 | 5.3% |
| $35,000 to $39,999 | 35 | 4.6% |
| $40,000 to $44,999 | 45 | 6.0% |
| $45,000 to $49,999 | 45 | 6.0% |
| $50,000 to $59,999 | 85 | 11.3% |
| $60,000 to $69,999 | 80 | 10.6% |
| $70,000 to $79,999 | 70 | 9.3% |
| $80,000 to $89,999 | 70 | 9.3% |
| $90,000 to $99,999 | 40 | 5.3% |
| $100,000 to $124,999 | 75 | 9.9% |
| $125,000 to $149,999 | 45 | 6.0% |
| $150,000 to $199,999 | 40 | 5.3% |
| $200,000 and over | 5 | 0.7% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,843
Principal and interest
Calculated estimate
$2,535
Property tax
Calculated estimate
$158/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$548,000
Down payment
Calculated estimate
$109,600 (20%)
Estimated mortgage
Calculated estimate
$438,400
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,843
/mo
Rate
%
Amortization
Principal and interest
$2,535
Property tax (est.)
$158
P&I
Tax
Down payment
$109,600 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $109,600 down (20%) on $548,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.5698 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Daily mean across the year.
On the drier side for BC.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.