Sidney · V8L4G2
$2,600/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to Summergate Village, one of the Saanich Peninsula’s most sought-after 55+ bare land strata communities, where you own your own land and enjoy an active, low-maintenance lifestyle. This well-maintained 2-bedroom plus den home offers a spacious, functional layout, a covered carport, and plenty of flexibility to suit your needs. Comfortable and move-in ready as it is, this home also presents an excellent opportunity for those looking to personalize a space over time. Enjoy all the amenities that make Summergate Village so special, including the clubhouse, indoor pool, hot tub, workshop, library, games room, and an active calendar of social events. Conveniently located just minutes from Sidney, the airport, BC Ferries, shopping, and walking trails, this is your chance to become part of one of the Peninsula’s most welcoming and desirable 55+ communities.
2
Beds
1,158 ft²
Floor area
1979
Year built
Single Family
Type
Sidney South-West
Area
Listed
July 22, 2026
$549,000 is 46.8% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
26 min
walk to Save-On-Foods
1h 44m
bike to Selkirk Landing
5h 46m
walk to Selkirk Landing
3h
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 43%
| Detached | 39 | 42.9% |
| Condo / Apartment | 27 | 29.7% |
| Townhouse | 9 | 9.9% |
| Duplex | 7 | 7.7% |
| Land | 4 | 4.4% |
| Other | 5 | 5.5% |
| $15,000 to $19,999 | 5 | 1.9% |
| $20,000 to $24,999 | 25 | 9.3% |
| $25,000 to $29,999 | 20 | 7.4% |
| $30,000 to $34,999 | 20 | 7.4% |
| $35,000 to $39,999 | 20 | 7.4% |
| $40,000 to $44,999 | 20 | 7.4% |
| $45,000 to $49,999 | 10 | 3.7% |
| $50,000 to $59,999 | 25 | 9.3% |
| $60,000 to $69,999 | 30 | 11.1% |
| $70,000 to $79,999 | 20 | 7.4% |
| $80,000 to $89,999 | 5 | 1.9% |
| $90,000 to $99,999 | 15 | 5.6% |
| $100,000 to $124,999 | 20 | 7.4% |
| $125,000 to $149,999 | 15 | 5.6% |
| $150,000 to $199,999 | 15 | 5.6% |
| $200,000 and over | 5 | 1.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,600
Principal and interest
Calculated estimate
$2,308
Property tax
Calculated estimate
$142/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$499,000
Down payment
Calculated estimate
$99,800 (20%)
Estimated mortgage
Calculated estimate
$399,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,600
/mo
Rate
%
Amortization
Principal and interest
$2,308
Property tax (est.)
$142
P&I
Tax
Down payment
$99,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $99,800 down (20%) on $499,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.3411 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
