- Active
#204 – 1125 Bernard Avenue
Kelowna · Single Family
- Beds
- 2
- Baths
- 2
- Sqft
- 1,073
- Built
- 2004
Listed by Stilhavn Real Estate Services · MLS® 10377341
There is more to this listing. Create a free account to see the exact location, taxes, room sizes and price history.
Sign inAbout this home
Welcome to The Bernard! This bright and well-maintained 2 bed, 2 bath corner unit condo offers nearly 1,100 sq. ft. of smart, functional living in an unbeatable downtown Kelowna location. Just steps from the rail trail, parks, restaurants, shops, schools, and transit, this property offers excellent walkability and lifestyle convenience. Ideal for first-time buyers or investors, the unit features 9' ceilings, updated vinyl flooring throughout, and a split-bedroom layout for added privacy. The kitchen includes an eat up breakfast bar and plenty of storage, while the open-plan living and dining areas lead to a spacious 16x8 covered deck—great for relaxing or entertaining. The primary bedroom includes a 4-piece ensuite, and the oversized foyer provides practical storage with a large closet. Additional features: updated river rock bathroom flooring, in-suite laundry with sink, wall A/C, secure underground parking, and a storage locker. Rentals and pets allowed (with restrictions). Strata fees include gas and hot water. With a Walk Score of 86, this is an outstanding opportunity to own in one of Kelowna’s most desirable areas!
Home facts
- Bedrooms
- 2
- Bathrooms
- 2 full
- Interior
- 1,073 sq ft
- Year built
- 2004
- Storey
- 1
- Parking
- 1
- Property type
- Single Family
- Fireplace
- 1
- Area
- Kelowna North
- Style
- Other
- Listed
- February 27, 2026
- Structure
- Apartment
- PID
- 026-154-536
- Common interest
- Condo/Strata
Highlights
- Mountain view
- City view
- In-suite laundry
- Underground parking
- Storage locker
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave
- Heating
- Baseboard heaters, Electric
- Cooling
- Window air conditioner
- Flooring
- Other, Vinyl
- Parking
- Parkade
- Lot
- Central island, One Balcony
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $1,777
- Property tax
- $108/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $2,036
Purchase snapshot
- List price
- $375,000
- Down payment
- $75,000 (20%)
- Estimated mortgage
- $300,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $1,785
- At 4.7595 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Kelowna
Ten year average, 2016–2025.
- Average temperature
- 9.6°C
- Daily mean across the year.
- Yearly precipitation
- 242 mm
- On the drier side for BC.
- Bright sunshine
- 1,949 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Condo / Apartment · 46%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
