Kelowna · V1Y6R3
$2,172/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to The Bernard! This bright and well-maintained 2 bed, 2 bath corner unit condo offers nearly 1,100 sq. ft. of smart, functional living in an unbeatable downtown Kelowna location. Just steps from the rail trail, parks, restaurants, shops, schools, and transit, this property offers excellent walkability and lifestyle convenience. Ideal for first-time buyers or investors, the unit features 9' ceilings, updated vinyl flooring throughout, and a split-bedroom layout for added privacy. The kitchen includes an eat up breakfast bar and plenty of storage, while the open-plan living and dining areas lead to a spacious 16x8 covered deck—great for relaxing or entertaining. The primary bedroom includes a 4-piece ensuite, and the oversized foyer provides practical storage with a large closet. Additional features: updated river rock bathroom flooring, in-suite laundry with sink, wall A/C, secure underground parking, and a storage locker. Rentals and pets allowed (with restrictions). Strata fees include gas and hot water. With a Walk Score of 86, this is an outstanding opportunity to own in one of Kelowna’s most desirable areas!
2
Beds
1,073 ft²
Floor area
2004
Year built
Single Family
Type
Kelowna North
Area
Listed
February 27, 2026
$434,800 is 57.8% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
2 min
walk to Nester's Market
12 min
bike to Orchard Park Exchange
39 min
walk to Orchard Park Exchange
10h 50m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 44%
| Condo / Apartment | 301 | 44.4% |
| Detached | 208 | 30.7% |
| Townhouse | 122 | 18.0% |
| Other | 17 | 2.5% |
| Duplex | 15 | 2.2% |
| Other | 15 | 2.2% |
| Under $5,000 | 5 | 1.6% |
| $15,000 to $19,999 | 25 | 8.2% |
| $20,000 to $24,999 | 60 | 19.7% |
| $25,000 to $29,999 | 20 | 6.6% |
| $30,000 to $34,999 | 20 | 6.6% |
| $35,000 to $39,999 | 20 | 6.6% |
| $40,000 to $44,999 | 20 | 6.6% |
| $45,000 to $49,999 | 10 | 3.3% |
| $50,000 to $59,999 | 20 | 6.6% |
| $60,000 to $69,999 | 15 | 4.9% |
| $70,000 to $79,999 | 25 | 8.2% |
| $80,000 to $89,999 | 15 | 4.9% |
| $90,000 to $99,999 | 10 | 3.3% |
| $100,000 to $124,999 | 20 | 6.6% |
| $125,000 to $149,999 | 10 | 3.3% |
| $150,000 to $199,999 | 10 | 3.3% |
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Request the due-diligence package
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,172
Principal and interest
Calculated estimate
$1,906
Property tax
Calculated estimate
$117/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$412,000
Down payment
Calculated estimate
$82,400 (20%)
Estimated mortgage
Calculated estimate
$329,600
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,172
/mo
Rate
%
Amortization
Principal and interest
$1,906
Property tax (est.)
$117
P&I
Tax
Down payment
$82,400 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $82,400 down (20%) on $412,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
At 4.4661 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
