- Active
#204 – 2045 Carrick Street
Oak Bay · Single Family
- Beds
- 1
- Baths
- 1
- Sqft
- 877
- Built
- 1999
Listed by RE/MAX Sabre Realty Group · MLS® 1045054
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Sign inAbout this home
''St. Clare Villa'', a unique Lease arrangement for active adults 55+ superbly located on a quiet street in picturesque Oak Bay. This 1 bedroom plus den suite features insuite storage and laundry, large master, den area and spacious living room with dining area and overlooks quiet residential surroundings. Recently painted and new carpeting installed. Storage area down plus recharging station for motorized scooter and convenient connection to the St. Patrick's Parish Center. Within walking distance or easy transit to shopping and the Oak Bay Village. Ready for immediate occupancy. Call for more details.
Home facts
- Bedrooms
- 1
- Bathrooms
- 1 full
- Interior
- 877 sq ft
- Lot size
- 877 sq ft
- Year built
- 1999
- Parking
- 1
- Property type
- Single Family
- Fireplace
- 1
- Area
- North Oak Bay
- Listed
- August 6, 2026
- Structure
- Apartment
- PID
- 000-160-661
- Common interest
- Leasehold
Features and inclusions
- Appliances
- Washer, Refrigerator, Dishwasher, Dryer
- Heating
- Baseboard heaters, Electric, Natural gas
- Cooling
- None
- Parking
- Open
- Lot
- Central location, Level lot, Irregular lot size, Other
- Community
- Pets Allowed With Restrictions, Age Restrictions
Rooms and building
- Water
- Zoning
- Multi-Family
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $1,848
- Property tax
- $117/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $2,115
Purchase snapshot
- List price
- $389,900
- Down payment
- $77,980 (20%)
- Estimated mortgage
- $311,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $2,136
- At 5.4779 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 39%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
