- Active
- Open house Sat, Oct 10
2125 Central Avenue
Oak Bay · Single Family
- Beds
- 5
- Baths
- 3
- Sqft
- 3,134
- Built
- 1939
Listed by Engel & Volkers Vancouver Island · MLS® 1051019
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About this home
Welcome to 2125 Central Ave, this beautifully maintained & updated character home offers 3,134 sqft of living space on an expansive 10,830 sqft lot. Blending timeless character w/ modern updates, the home features hardwood floors, large windows flooding the home w/ natural light, an elegant living/sitting room & a formal dining room. The kitchen is equipped with SS appliances, incl:Wolf range & Dacor wall ovens. Retreat upstairs to 3 bedrooms including an elegant primary w/a sitting area, walk-in closet, spa-like ensuite & balcony overlooking the gardens. The family room opens to a deck overlooking the south-facing backyard, complete w/patios, mature gardens & an outdoor firepit—ideal setting for entertaining or relaxing. The finished lower level also offers excellent suite potential or additional space for guests & family. Set in one of Victoria’s most sought-after neighbourhoods, close proximity to top schools like St. Michael’s University School, Lafayette Park & McNeill Bay.
Home facts
- Bedrooms
- 5
- Bathrooms
- 3 full
- Interior
- 3,134 sq ft
- Lot size
- 10,830 sq ft
- Year built
- 1939
- Parking
- 2
- Property type
- Single Family
- Fireplace
- 1
- Area
- South Oak Bay
- Style
- Character
- Listed
- September 28, 2026
- Structure
- House
- PID
- 006-095-852
- Common interest
- Freehold
Highlights
- Balcony
- Private yard
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave
- Heating
- Forced air, Electric, Natural gas
- Cooling
- None
- Parking
- Street
- Lot
- Level lot, Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $11,849
- Property tax
- $725/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $12,724
Purchase snapshot
- List price
- $2,499,900
- Down payment
- $499,980 (20%)
- Estimated mortgage
- $1,999,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $13,694
- At 5.4779 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 40%
Who lives here
Documents
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