- Active
215 Head Street
Salt Spring · Single Family
- Beds
- 0
- Baths
- 1
- Sqft
- 419
- Built
- 1990
Listed by Pemberton Holmes - Salt Spring · MLS® 1049295
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Sign inAbout this home
Rustic Salt Spring Island getaway. Slow down and embrace island life on this charming three-quarter-acre property. Warmed by the sun and bisected by a gentle, meandering creek, the land balances a sunny clearing with the peace of mature woods. The cottage features extensive wood accents, a cozy wood stove for cool evenings, and the convenience of running water and electric heat makes things convenient for your holiday adventures. Beyond the cottage, a large separate building offers interesting potential—use one side as a guest bunkhouse and the other as a workshop or creative studio. An additional storage shed rounds out the improvements. Whether you want to enjoy the cottage as-is, park an RV, or set up a tiny home, this property is ready for your summer fun. Note: Property does not have a septic system, pit toilet developed.
Home facts
- Bedrooms
- 0
- Bathrooms
- 1 full
- Interior
- 419 sq ft
- Year built
- 1990
- Parking
- 4
- Property type
- Single Family
- Fireplace
- 1
- Area
- Salt Spring
- Style
- Cottage
- Listed
- September 10, 2026
- Structure
- House
- PID
- 009-074-449
- Common interest
- Freehold
Features and inclusions
- Appliances
- Refrigerator, Range - Electric
- Heating
- Baseboard heaters, Wood
- Cooling
- None
- Lot
- Level lot, Park setting, Private setting, Wooded area, Other
Rooms and building
- Water
- Zoning
- Rural residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $2,081
- Property tax
- $125/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $2,356
Purchase snapshot
- List price
- $439,000
- Down payment
- $87,800 (20%)
- Estimated mortgage
- $351,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
For investors
As a rental
- Estimated rent
- $756 a month
- Gross yield
- 2.1%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 60%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.