About this home

This one is easy! Septic (3-bedroom), power, and water are already in place, with cleared areas and a driveway ready to go. An RV hook-up and a sea can are already on-site. The property is within the secondary suites map and hooked up to Mt. Maxwell water, which is currently allowing secondary hook-ups — so a house with a secondary suite is possible. Up to 750 sq ft of accessory buildings allowed. Private, lush, sunny and gently terraced, this 2.64-acre property features a picturesque creek border and close to walking trails into town. Come see why the current owners call it Fern Gulley.

Home facts

Property type: Vacant Land
Area: Salt Spring
Listed: July 23, 2026
PID: 024-252-573
Common interest: Freehold

Features and inclusions

Lot: Acreage, Private setting, Wooded area, Irregular lot size, Sloping

Rooms and building

Water
Zoning: Residential

Listed by Macdonald Realty Salt Spring Island. Last updated Sep 12, 2026, 6:25 PM.

The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.

Monthly and upfront costs

Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.

Monthly ownership costs

Principal and interest: $1,891
Property tax: $117/mo
Home insurance: $150/mo
Estimated monthly total: $2,158

Purchase snapshot

List price: $399,000
Down payment: $79,800 (20%)
Estimated mortgage: $319,200

Estimates only. They leave out utilities, upkeep and closing costs.

Stress test this mortgage

Borrowing costs

What money costs right now

The rates behind any payment estimate on this page.

Prime rate: 4.45%; Variable mortgages are quoted against this.
5 year bond yield: 3.68%; Fixed mortgage pricing follows this.
Policy rate: 2.25%; Set by the Bank of Canada.

These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.

Source: Bank of Canada. As of 2026-09-29

Neighbourhood

Open the map

Walk to Thrifty Foods19 min

Bike to Alderlea Station1h 22m

Walk to Alderlea Station4h 34m

Drive to downtown Vancouver2h 10m

Estimated travel times. Map data © OpenStreetMap contributors.

Land and hazards

What the maps say about this land

Provincial designations and mapped natural hazards at this location.

Wildfire interface: Low risk; In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.

Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.

Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)

Most listed

Detached · 39%

Homes for sale nearby, by type

Detached22 for sale

Land20 for sale

Townhouse12 for sale

Duplex1 for sale

Multi-family1 for sale

Other1 for sale

Active listings within 3 km of this home.

Homes built in Saltspring Island, by type

Single-detached91.1% · 715

Semi-detached3.2% · 25

Row house1.9% · 15

Apartment in duplex1.9% · 15

Movable dwelling1.3% · 10

Other single-attached0.6% · 5

Source: Statistics Canada, 2021 Census of Population. 785 dwellings.

Who lives here

Statistics Canada area 59170631 · Saltspring Island

Median age: 59
Renter households: 16%
Average household size: 2.2
Median household income: $91,000

Population (2021): 1,749
Median rent: $1,240
Owner shelter cost: $1,000
30%+ of income on shelter: 21%
Owner households: 84%
Households with kids: 20%
Immigrants: 25%
Post-secondary: 66%
Average home value (2021): $1,292,000

Breakdown

Under $5,0001.9% · 15

$5,000 to $9,9990.6% · 5

$10,000 to $14,9990.6% · 5

$15,000 to $19,9991.9% · 15

$20,000 to $24,9993.8% · 30

$25,000 to $29,9993.8% · 30

$30,000 to $34,9991.9% · 15

$35,000 to $39,9994.4% · 35

$40,000 to $44,9993.8% · 30

$45,000 to $49,9993.1% · 25

$50,000 to $59,9995.6% · 45

$60,000 to $69,9998.1% · 65

$70,000 to $79,9995.0% · 40

$80,000 to $89,9995.0% · 40

$90,000 to $99,9996.3% · 50

$100,000 to $124,9999.4% · 75

$125,000 to $149,9998.8% · 70

$150,000 to $199,99910.0% · 80

$200,000 and over16.3% · 130

Source: Statistics Canada, 2021 Census Profile, dissemination area 59170631.

Documents

Pick the records you want. Ray Rasouli will email what the listing brokerage shares.

Property disclosure statementReview seller-disclosed conditions and known defects.
Title searchReview registered ownership, charges, easements, and covenants.
Inspection reportsReview available property-condition findings.
Zoning and land-use recordsReview permitted uses and development constraints.
Survey or site planReview boundaries, structures, and encroachments.
Well and water-quality recordsReview water source, testing, and maintenance information.
Septic recordsReview system permits, servicing, and condition information.

Availability is not guaranteed. Review documents with a professional.

215 Long Harbour Road

About this home