- Active
21825 Garnet Valley Road
Summerland · Vacant Land
Listed by RE/MAX Orchard Country · MLS® 10396194
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Sign inAbout this home
40 ACRES of land that offers the perfect balance of privacy & proximity but just 5 minutes to town. Surrounded by nature & wildlife w/ incredible valley views! A long driveway provides easy access, extending almost all the way to the top of the property, where multiple stunning building site options. Extensive landscaping has already been completed, enhancing both the beauty & usability of the property. Enjoy exceptional privacy w/ Crown land bordering the north side, creating a more secluded setting to enjoy the surrounding landscape. Plus a desirable southern & western exposure, the land is bathed in sunlight throughout the day, making it ideal for gardening, solar power, or simply soaking in the serenity of country living while taking in breathtaking sunsets. Whether you're envisioning a custom dream home, a carriage home, or farm buildings to complement a rural lifestyle, this exceptional property offers possibilities (buyers are encouraged to complete their own due diligence regarding permitted uses & development potential). There is also potential for services to be brought to the land via a Statutory Right-of-Way on a neighbouring property (buyers are advised to seek independent professional advice & confirm servicing options with the District of Summerland). A private estate, recreational retreat, or long-term investment, this is a rare opportunity to create your ideal Okanagan lifestyle. By appointment only. Measurements approximate only - buyer to verify.
Home facts
- Property type
- Vacant Land
- Area
- Summerland Rural
- Listed
- July 29, 2026
- Structure
- Other
- PID
- 011-386-061
- Common interest
- Freehold
Highlights
- Mountain view
Rooms and building
- Sewer
- No sewage system
- Water
- None
- Utilities
- Natural Gas, Electricity, Cable, Telephone
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $5,688
- Property tax
- $350/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $6,188
Purchase snapshot
- List price
- $1,200,000
- Down payment
- $240,000 (20%)
- Estimated mortgage
- $960,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,679
- At 4.7326 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 38%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.