Scotch Creek · V0E1M5
$3,978/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Located in sought-after Ta’Lana Bay on the sunny side of Shuswap Lake, this property offers an incredible lifestyle just steps from the water. Situated across the road from the lake, you’re a quick walk to the strata-owned lakeshore lot featuring approximately 500 meters of private waterfront, a dock, swim platform, sandy beach, picnic areas, kayak racks, and your own private boat buoy. Enjoy all the perks of lakeshore living without the higher price tag and taxes. The development is well-planned with underground utilities, a private water system with fire hydrants, easy year-round access, and a truly beautiful natural setting. The home itself is a level-entry rancher offering over 1,800+ sq ft with 3 bedrooms and 2 bathrooms. It features a spacious living room and dining area, a covered front porch, and a mini-split heat pump for efficient heating and cooling. (Note: the wood stove is not WETT certified and is for decorative use only.) While the home is dated, it presents a fantastic opportunity for someone with vision to update and transform it into a stunning retreat. Additional highlights include Telus fiber optic, wiring for a hot tub, a private lot, flat driveway with room for a boat or RV, plus a double garage and workshop. A rare chance to get into this desirable lakeside community at an accessible price point.
3
Beds
1,834 ft²
Floor area
1982
Year built
Single Family
Type
North Shuswap
Area
Listed
May 6, 2026
$799,000 is 22.5% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 3m
walk to Scotch Creek Market
2h 31m
bike to Orient Chair Top Station
8h 23m
walk to Orient Chair Top Station
12h 52m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 38%
| Detached | 28 | 38.4% |
| Land | 26 | 35.6% |
| Mobile home | 8 | 11.0% |
| Other | 5 | 6.8% |
| Townhouse | 5 | 6.8% |
| Other | 1 | 1.4% |
| $15,000 to $19,999 | 5 | 1.2% |
| $20,000 to $24,999 | 35 | 8.4% |
| $25,000 to $29,999 | 10 | 2.4% |
| $30,000 to $34,999 | 25 | 6.0% |
| $35,000 to $39,999 | 15 | 3.6% |
| $40,000 to $44,999 | 15 | 3.6% |
| $45,000 to $49,999 | 20 | 4.8% |
| $50,000 to $59,999 | 35 | 8.4% |
| $60,000 to $69,999 | 40 | 9.6% |
| $70,000 to $79,999 | 35 | 8.4% |
| $80,000 to $89,999 | 40 | 9.6% |
| $90,000 to $99,999 | 40 | 9.6% |
| $100,000 to $124,999 | 45 | 10.8% |
| $125,000 to $149,999 | 20 | 4.8% |
| $150,000 to $199,999 | 15 | 3.6% |
| $200,000 and over | 20 | 4.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,978
Principal and interest
Calculated estimate
$3,603
Property tax
Calculated estimate
$225/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$779,000
Down payment
Calculated estimate
$155,800 (20%)
Estimated mortgage
Calculated estimate
$623,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,978
/mo
Rate
%
Amortization
Principal and interest
$3,603
Property tax (est.)
$225
P&I
Tax
Down payment
$155,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $155,800 down (20%) on $779,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
