Osoyoos · V0H1V5
$2,241/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Own your land at Desert Rose Estates with this 3-bedroom, 2-bathroom residence in Osoyoos. This 55+ community offers a high-value ownership structure where you own the lot, supported by low monthly strata fees of only $100. The interior features an open-concept layout with vaulted ceilings that frame panoramic mountain and lake views. Move-in ready and designed for low-maintenance living, this home allows you to fully enjoy the on-site amenities, including an in-ground swimming pool, hot tub, and clubhouse. Located in the heart of the region, you are minutes away from Canada’s warmest lake and world-class wine country. This property is a strategic choice for those seeking the stability of land ownership and a turnkey lifestyle in the Sunny South Okanagan . Experience the security of a fee-simple investment combined with manageable monthly costs.
3
Beds
1,374 ft²
Floor area
2005
Year built
Single Family
Type
Osoyoos
Area
Listed
April 9, 2026
Strata $100/mo ($0.07/sqft vs $0.6/sqft norm). Property tax $1512/yr (0.356% of list price vs 0.30% norm). Typical owner in Osoyoos pays $572/mo (Census 2021).
Nearby & Commute
17 min
walk to Save-On-Foods
5h
bike to Prairie Valley Station
16h 40m
walk to Prairie Valley Station
10h 36m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 48%
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,241
Principal and interest
Calculated estimate
$1,966
Property tax
Calculated estimate
$125/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$425,000
Down payment
Calculated estimate
$85,000 (20%)
Estimated mortgage
Calculated estimate
$340,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,241
/mo
Rate
%
Amortization
Principal and interest
$1,966
Property tax (est.)
$125
P&I
Tax
Down payment
$85,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $85,000 down (20%) on $425,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Detached | 86 | 48.0% |
| Condo / Apartment | 31 | 17.3% |
| Townhouse | 23 | 12.8% |
| Land | 21 | 11.7% |
| Mobile home | 7 | 3.9% |
| Other | 11 | 6.1% |
| $15,000 to $19,999 | 5 | 1.1% |
| $20,000 to $24,999 | 20 | 4.5% |
| $25,000 to $29,999 | 15 | 3.4% |
| $30,000 to $34,999 | 10 | 2.3% |
| $35,000 to $39,999 | 25 | 5.7% |
| $40,000 to $44,999 | 15 | 3.4% |
| $45,000 to $49,999 | 25 | 5.7% |
| $50,000 to $59,999 | 50 | 11.4% |
| $60,000 to $69,999 | 30 | 6.8% |
| $70,000 to $79,999 | 35 | 8.0% |
| $80,000 to $89,999 | 30 | 6.8% |
| $90,000 to $99,999 | 30 | 6.8% |
| $100,000 to $124,999 | 50 | 11.4% |
| $125,000 to $149,999 | 35 | 8.0% |
| $150,000 to $199,999 | 35 | 8.0% |
| $200,000 and over | 30 | 6.8% |
At 5.1096 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
