- Active
2220 Dolphin Road
North Saanich · Vacant Land
Listed by Macdonald Realty Ltd. (Sid) · MLS® 1037681
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Sign inAbout this home
Rare opportunity to own a 0.56-acre low-bank waterfront lot with direct beach access in North Saanich. This level, R-2 zoned property offers easy building potential and captivating north-facing views across an active marine setting, including the BC Ferries and Seaspan terminals—providing a uniquely dynamic coastal outlook. Enjoy close proximity to marinas, YYJ Airport, hiking trails, restaurants, cafes, and the Town of Sidney. An adjoining waterfront lot is also available for purchase separately, offering potential for a larger estate or investment. Buyer to verify all building and zoning inquiries with the District of North Saanich.
Home facts
- Property type
- Vacant Land
- Area
- Swartz Bay
- Listed
- May 21, 2026
- PID
- 004-787-854
- Common interest
- Freehold
Highlights
- Ocean view
- Mountain view
- Waterfront
Features and inclusions
- Lot
- Level lot, Southern exposure, Other, Rectangular, Marine Oriented
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $4,147
- Property tax
- $258/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $4,556
Purchase snapshot
- List price
- $875,000
- Down payment
- $175,000 (20%)
- Estimated mortgage
- $700,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $2,934
- At 3.3537 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,008 a month
- Gross yield
- 1.4%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 56%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
