- Active
23 Pirates Lane
Protection Island · Single Family
- Beds
- 2
- Baths
- 1
- Sqft
- 916
- Built
- 1990
Listed by Easy List Realty · MLS® 1047936
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Sign inAbout this home
*** For more information, please click Brochure button. *** Charming and extensively updated 2-bedroom house on beautiful Protection Island, offering peaceful island living just minutes from downtown Nanaimo. Significant improvements completed in 2025–2026 include a new roof with extensive roof-deck repairs where required, renovated 4-piece bathroom, refreshed kitchen with newly painted cabinetry, new kitchen sink and faucet, new refrigerator, new hot-water tank, plumbing upgrades, interior painting, and substantial repairs and remediation to previously affected areas of the home and crawlspace. The bright, comfortable single-level layout offers approximately 916 sq. ft. of finished living space with two bedrooms, a spacious living area, kitchen, 4-piece bathroom and convenient in-house laundry. Electric baseboard heating and a wood stove provide comfortable year-round living. Set on an approximately 9,600 sq. ft. lot with mature trees, garden space and outdoor areas, the property offers privacy and a relaxed natural setting. Ideally located just a 2-minute walk from the Protection Island ferry terminal for convenient access to downtown Nanaimo, and directly across from the community fire station. Enjoy the distinctive Protection Island lifestyle while remaining remarkably connected to the city. An appealing opportunity for a full-time residence, island retreat or Vancouver Island home base.
Home facts
- Bedrooms
- 2
- Bathrooms
- 1 full
- Interior
- 916 sq ft
- Lot size
- 9,600 sq ft
- Year built
- 1990
- Parking
- 2
- Property type
- Single Family
- Fireplace
- 1
- Area
- Protection Island
- Listed
- August 26, 2026
- Structure
- House
- PID
- 004-304-241
- Common interest
- Freehold
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer
- Heating
- Baseboard heaters, Wood
- Cooling
- None
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $2,507
- Property tax
- $158/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $2,816
Purchase snapshot
- List price
- $529,000
- Down payment
- $105,800 (20%)
- Estimated mortgage
- $423,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Condo / Apartment · 31%
Who lives here
Documents
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