- Active
2440 Margaret Road
West Kelowna · Single Family
- Beds
- 5
- Baths
- 2
- Sqft
- 1,915
- Built
- 1976
Listed by Royal LePage Kelowna · MLS® 10400039
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Sign inAbout this home
No strata fees, Non-Strata Duplex. Home and wild fire insurance is already in place. Located on a quiet cul-de-sac. Quick possession. This fully renovated, gently lived-in, half duplex in the quiet neighborhood offers 5 bed and 2 bath, with 3 beds on the main level and 2 beds downstairs—perfect for families, guests, or a home office. The bright, modern kitchen showcases quartz countertops, stainless steel appliances, soft-close cabinetry, and timeless shaker-style doors. The same quartz countertops extend into the main bathroom, creating a sleek, high-end finish throughout. Updated lighting fixtures and quality blinds complete the polished look. The lower level boasts a spacious rec room, providing plenty of room for entertaining, a media space, or a kids’ play area. Step outside to enjoy a flat, fenced yard with a newly paved concrete patio, offering the perfect place to relax or entertain in a serene setting. There is also ample parking, adding convenience for families, guests, or recreational vehicles. Located close to all amenities including transit, shopping, doctors, and pharmacies, this home combines comfort with convenience. With beautiful views and the bonus of non-strata living—no monthly fees, this stylish and functional property is move-in ready and a rare find in West Kelowna. Hot water 2019. Furnace and heat pump are roughly 9 years old. Furnace, roof, hot water and serviced 2025. NO POLY B.
Home facts
- Bedrooms
- 5
- Bathrooms
- 2 full
- Interior
- 1,915 sq ft
- Year built
- 1976
- Storeys
- 2
- Parking
- 6
- Property type
- Single Family
- Basement
- Full
- Area
- Westbank Centre
- Listed
- September 9, 2026
- Structure
- Duplex
- PID
- 002-703-203
- Common interest
- Condo/Strata
Highlights
- Patio
- Private yard
Features and inclusions
- Appliances
- Refrigerator, Range - Electric, Dishwasher, Washer & Dryer
- Heating
- Forced air, See remarks
- Cooling
- Central air conditioning
- Flooring
- Tile, Laminate
- Roof
- Asphalt shingle, Unknown
- Parking
- Additional Parking
- Lot
- Central island
- Community
- Pets Allowed
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,078
- Property tax
- $192/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,420
Purchase snapshot
- List price
- $649,500
- Down payment
- $129,900 (20%)
- Estimated mortgage
- $519,600
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $3,222
- At 4.9615 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,998 a month
- Gross yield
- 3.7%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Kelowna
Ten year average, 2016–2025.
- Average temperature
- 9.6°C
- Daily mean across the year.
- Yearly precipitation
- 242 mm
- On the drier side for BC.
- Bright sunshine
- 1,949 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 31%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.