- Active
- Open house Sun, Oct 18
2493 Ironridge Road
West Kelowna · Single Family
- Beds
- 6
- Baths
- 3
- Sqft
- 3,081
- Built
- 2005
Listed by Century 21 Assurance Realty Ltd · MLS® 10396679
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About this home
WATCH VIDEO TOUR! In the heart of Smith Creek, 2493 Ironridge Rd offers a refined living experience that perfectly balances natural beauty with urban convenience. This meticulously maintained rancher-style home features a functional walk-out basement, providing a versatile layout that maximizes both space and natural light and offers options for a guest/teenager/in-law sanctuary. The open concept main floor flows seamlessly toward the expansive back patio the provides gorgeous valley and lake views, while inside your large, feature windows frame sweeping views of the surrounding mountains and the the beauty of the Smith Creek neighborhood. A standout feature of this residence is the backyard, which has been curated into a private oasis—a secluded retreat ideal for quiet relaxation or outdoor gatherings. For the outdoor, adventure enthusiast, this home is located just moments away from the renowned Smith Creek trail system, a premier destination for hiking and mountain biking and a quick bike ride or drive to Paynter's fruit market, local honey and orchard fruits, farm fresh eggs and award winning Okanagan Wineries. Despite its serene, rural feel, the property remains highly accessible, sitting only a short drive from downtown Westbank’s major shopping centers, professional services, and local amenities and restaurants. This home offers a rare combination of rancher-living, exceptional privacy, and immediate proximity to the best recreational adventures in the Okanagan Valley.
Home facts
- Bedrooms
- 6
- Bathrooms
- 3 full
- Interior
- 3,081 sq ft
- Year built
- 2005
- Storeys
- 2
- Parking
- 4
- Property type
- Single Family
- Basement
- Full
- Garage
- Yes
- Fireplace
- 1
- Area
- Smith Creek
- Style
- Ranch
- Listed
- August 7, 2026
- Structure
- House
- PID
- 026-119-404
- Common interest
- Freehold
Highlights
- Patio
- Private yard
Features and inclusions
- Heating
- Forced air
- Cooling
- Central air conditioning
- Flooring
- Hardwood, Carpeted
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage
- Lot
- Central island
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $4,900
- Property tax
- $300/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,350
Purchase snapshot
- List price
- $1,033,900
- Down payment
- $206,780 (20%)
- Estimated mortgage
- $827,120
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,130
- At 4.9615 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $2,565 a month
- Gross yield
- 3.0%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Kelowna
Ten year average, 2016–2025.
- Average temperature
- 9.6°C
- Daily mean across the year.
- Yearly precipitation
- 242 mm
- On the drier side for BC.
- Bright sunshine
- 1,949 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 34%
Who lives here
Documents
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