Pender Island · V0N2M2
$2,600/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Ocean views and exciting potential in this mid-century fixer-upper! Set on a quiet cul-de-sac, this 3-bedroom, 2-bathroom home enjoys views over Shingle Bay, out toward Swanson Channel and across to Gulf Islands National Park. The main level offers easy one-level living, with all three bedrooms, two bathrooms and laundry conveniently located on the same floor. With its mid-century character, the home is ready for a new owner to restore its original style or live there and make improvements over time. The lower level provides generous space for a workshop, studio with ocean view and walk-out to deck and storage. A metal roof and heat pump are already in place. On Magic Lake water and septic. Located close to walking trails, ocean access and low-cost moorage at Thieves Bay Marina, this is an opportunity to restore this unique island home in a peaceful setting.
3
Beds
2,617 ft²
Floor area
1970
Year built
Single Family
Type
Pender Island
Area
Listed
July 23, 2026
$549,000 is 66.7% below the Lower Mainland Single Family HPI benchmark of $1,647,000 (2026-04-01).
Nearby & Commute
32 min
walk to Tru Value Foods
2h 16m
bike to nearest SkyTrain station
7h 33m
walk to nearest SkyTrain station
2h 19m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 57%
| Detached | 20 | 57.1% |
| Land | 13 | 37.1% |
| Other | 2 | 5.7% |
| Under $5,000 | 15 | 2.2% |
| $15,000 to $19,999 | 20 | 2.9% |
| $20,000 to $24,999 | 30 | 4.4% |
| $25,000 to $29,999 | 30 | 4.4% |
| $30,000 to $34,999 | 35 | 5.1% |
| $35,000 to $39,999 | 25 | 3.6% |
| $40,000 to $44,999 | 40 | 5.8% |
| $45,000 to $49,999 | 30 | 4.4% |
| $50,000 to $59,999 | 60 | 8.8% |
| $60,000 to $69,999 | 40 | 5.8% |
| $70,000 to $79,999 | 45 | 6.6% |
| $80,000 to $89,999 | 40 | 5.8% |
| $90,000 to $99,999 | 40 | 5.8% |
| $100,000 to $124,999 | 85 | 12.4% |
| $125,000 to $149,999 | 50 | 7.3% |
| $150,000 to $199,999 | 50 | 7.3% |
| $200,000 and over | 50 | 7.3% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,600
Principal and interest
Calculated estimate
$2,308
Property tax
Calculated estimate
$142/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$499,000
Down payment
Calculated estimate
$99,800 (20%)
Estimated mortgage
Calculated estimate
$399,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,600
/mo
Rate
%
Amortization
Principal and interest
$2,308
Property tax (est.)
$142
P&I
Tax
Down payment
$99,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $99,800 down (20%) on $499,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
