Nelson · V1L1C9
$3,495/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Fantastic opportunity just outside the city limits of Nelson. This property features a detached home with an upper and lower suite, offering flexibility for multi-generational living or excellent mortgage-helper income. The upper level includes 3 bedrooms and 1 bathroom, while the lower suite offers 2 bedrooms and 1 bathroom. A spacious wrap-around deck with eastern exposure provides the perfect spot to enjoy morning sun and peaceful surroundings. The gently sloped lot is easy to maintain and offers a private setting only minutes from town. Located on the way to Whitewater Ski Resort, this home offers quick access to year-round recreation including hiking, biking, and backcountry adventures. Beautiful Kootenay Lake is also just a short drive away for boating, beaches, and fishing. A great opportunity for homeowners or investors looking to enjoy the Nelson lifestyle in a convenient and sought-after location.
5
Beds
2,394 ft²
Floor area
1968
Year built
Single Family
Type
Nelson
Area
Listed
April 11, 2026
$720,000 is 30.2% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
40 min
walk to Kootenay co-op
14 min
bike to Prestige Lakeside Resort
46 min
walk to Prestige Lakeside Resort
16h 52m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 45%
| Detached | 32 | 45.1% |
| Land | 11 | 15.5% |
| Condo / Apartment | 9 | 12.7% |
| Townhouse | 7 | 9.9% |
| Duplex | 5 | 7.0% |
| Other | 7 | 9.9% |
| $15,000 to $19,999 | 5 | 2.6% |
| $20,000 to $24,999 | 10 | 5.3% |
| $25,000 to $29,999 | 5 | 2.6% |
| $30,000 to $34,999 | 10 | 5.3% |
| $35,000 to $39,999 | 15 | 7.9% |
| $40,000 to $44,999 | 10 | 5.3% |
| $45,000 to $49,999 | 10 | 5.3% |
| $50,000 to $59,999 | 15 | 7.9% |
| $60,000 to $69,999 | 10 | 5.3% |
| $70,000 to $79,999 | 15 | 7.9% |
| $80,000 to $89,999 | 20 | 10.5% |
| $90,000 to $99,999 | 5 | 2.6% |
| $100,000 to $124,999 | 25 | 13.2% |
| $125,000 to $149,999 | 15 | 7.9% |
| $150,000 to $199,999 | 10 | 5.3% |
| $200,000 and over | 10 | 5.3% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,495
Principal and interest
Calculated estimate
$3,145
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$679,900
Down payment
Calculated estimate
$135,980 (20%)
Estimated mortgage
Calculated estimate
$543,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,495
/mo
Rate
%
Amortization
Principal and interest
$3,145
Property tax (est.)
$200
P&I
Tax
Down payment
$135,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $135,980 down (20%) on $679,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.3333 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
