Quadra Island · V0P1A7
$24,185/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Discover an exceptional opportunity for lakefront living at 2643 Surge Narrows Rd on Village Bay Lake, Quadra Island. Nestled beside Main Lake Provincial Park, this extraordinary estate offers a rare blend of luxury, recreation, and natural beauty. One of the few homes on the lake that has car access. The meticulously designed main residence spans over 4,600 sq ft, featuring a chef’s kitchen, spa-inspired bathrooms, a luxurious primary suite, and accommodations for up to 10 guests. A 2-bedroom cottage with a private deck overlooks the lake, while the bunkhouse offers two beds, a bathroom, and its own lake view deck. . Entertain with ease on the expansive lakeside patio with a massive pool and hot tub. The property also boasts a dock, massive media room, multiple garages, solar panels, and a Tesla Powerwall. Whether for weekend escapes or year-round living, this is lakeside luxury at its finest-incomparable and unforgettable. This home is outside the foreign buyer exclusion zone.
7
Beds
4,699 ft²
Floor area
2022
Year built
Single Family
Type
Quadra Island
Area
Listed
May 18, 2026
$4,888,000 is 373.9% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
2h 16m
walk to Heriot Bay Store
1h 21m
bike to nearest SkyTrain station
4h 30m
walk to nearest SkyTrain station
7h 10m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most common
Single-detached · 96%
| Under $5,000 | 5 | 2.0% |
| $10,000 to $14,999 | 5 | 2.0% |
| $15,000 to $19,999 | 5 | 2.0% |
| $20,000 to $24,999 | 20 | 7.8% |
| $25,000 to $29,999 | 10 | 3.9% |
| $30,000 to $34,999 | 10 | 3.9% |
| $35,000 to $39,999 | 10 | 3.9% |
| $40,000 to $44,999 | 15 | 5.9% |
| $45,000 to $49,999 | 5 | 2.0% |
| $50,000 to $59,999 | 30 | 11.8% |
| $60,000 to $69,999 | 20 | 7.8% |
| $70,000 to $79,999 | 20 | 7.8% |
| $80,000 to $89,999 | 15 | 5.9% |
| $90,000 to $99,999 | 10 | 3.9% |
| $100,000 to $124,999 | 40 | 15.7% |
| $125,000 to $149,999 | 10 | 3.9% |
| $150,000 to $199,999 | 10 | 3.9% |
| $200,000 and over | 15 | 5.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$24,185
Principal and interest
Calculated estimate
$22,610
Property tax
Calculated estimate
$1,425/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$4,888,000
Down payment
Calculated estimate
$977,600 (20%)
Estimated mortgage
Calculated estimate
$3,910,400
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$24,185
/mo
Rate
%
Amortization
Principal and interest
$22,610
Property tax (est.)
$1,425
P&I
Tax
Down payment
$977,600 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $977,600 down (20%) on $4,888,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
