- Active
265 Lower Ganges Road
Salt Spring · Vacant Land
- Built
- 1996
Listed by Sotheby's International Realty Canada · MLS® 1044657
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Sign inAbout this home
Harbour Farm is one of Ganges' original farms: 17.46 acres held across three separate titles and now offered together for the first time. Rising above Ganges Harbour beside the celebrated Hastings House estate, it offers something Salt Spring can no longer create — a genuine working farm where the village's shops, marina and galleries are still a short stroll away. The land itself tells the story. Sun-washed hayfields and fenced pasture roll up from the village edge, while greenhouses and planting plots anchor the western fields. A pond, mature forest and rocky outcrops frame the rest. From the upper elevations, ocean, harbour and island views open in every direction, with building sites to capture them. At the heart of the offering is the 12.06-acre farm at 151 Upper Ganges Road, with greenhouses and planting plots on its western side. 203 Howell Lane adds 4.63 treed acres with a small cleared section, while 265 Lower Ganges Road contributes 0.77 acres of R6-zoned residential land outside the ALR. This parcel carries the three-bed, two-bath main residence and provides the estate's main access, with a second entrance from Upper Ganges Road. Accommodation extends well beyond the main home. Two bunkhouse cabins are joined by a third housing a four-piece bathroom, while a workshop cabin and a covered outdoor kitchen and laundry keep the property ready for extended family, farm help or agritourism. Services are already in place, including municipal water supplemented by established wells, septic, and farm-class taxes on the main parcel. Holding three separate titles gives a buyer flexibility no single-lot estate can match: occupy, farm, lease or hold, with future options kept open by the non-ALR parcel. Village-adjacent acreages of this scale, with these views, cannot be assembled again on Salt Spring. Come walk the land and you will understand why it is called Harbour Farm.
Home facts
- Year built
- 1996
- Parking
- 4
- Property type
- Vacant Land
- Area
- Salt Spring
- Listed
- July 29, 2026
- PID
- 002-436-604
- Common interest
- Freehold
Highlights
- Ocean view
- City view
Features and inclusions
- Heating
- Baseboard heaters, Electric
- Cooling
- None
- Lot
- Acreage, Central location, Southern exposure, Other, Marine Oriented
Rooms and building
- Water
- Zoning
- Other
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $13,745
- Property tax
- $850/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $14,745
Purchase snapshot
- List price
- $2,900,000
- Down payment
- $580,000 (20%)
- Estimated mortgage
- $2,320,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
For investors
As a rental
- Estimated rent
- $1,134 a month
- Gross yield
- 0.5%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 38%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
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