Westbank · V4T2M7
$4,814/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Beautifully maintained walkout rancher in the sought-after Smith Creek area of West Kelowna. The main level opens into a bright, well-appointed kitchen featuring an L-shaped island, granite countertops and a sunny breakfast area. The living room centers on a cozy gas fireplace, while a formal dining area flows seamlessly into a second family room. Two bedrooms on this level include a primary bedroom with ensuite and standup shower. A full bathroom, laundry room, and garage access complete the main level. Downstairs, the walkout level offers two additional bedrooms, a full bathroom, a second family room and dining area, plus patio door access to a private covered patio draped in grapevines. Perfect for extended family and guests. A large storage room/shop area completes the lower level. Extensive upgrades throughout include new flooring, renovated bathrooms, A/C (2020), furnace (2022), new south-facing windows (2025), new window blinds, a patio awning and more. Outside, the landscaped yards are as practical as they are attractive: a low-maintenance rock garden with coniferous plantings on drip irrigation in front, and a backyard framed by paver walkways with steps leading down to a garden area. The location is the finishing touch. A four-season playground sits right at your front door, with extensive hiking and mountain biking trails just beyond. Shannon Lake Golf Course is minutes away, and Telemark Nordic Club is a quick drive for winter adventures.
4
Beds
3,027 ft²
Floor area
1997
Year built
Single Family
Type
Smith Creek
Area
Listed
August 17, 2026
Nearby & Commute
38 min
walk to Walmart Supercentre
13 min
bike to West Kelowna
45 min
walk to West Kelowna
10h 20m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 39%
| Detached | 108 | 39.1% |
| Condo / Apartment | 71 | 25.7% |
| Land | 39 | 14.1% |
| Townhouse | 24 | 8.7% |
| Mobile home | 17 | 6.2% |
| Other | 17 | 6.2% |
| $20,000 to $24,999 | 5 | 2.0% |
| $40,000 to $44,999 | 5 | 2.0% |
| $50,000 to $59,999 | 15 | 6.1% |
| $60,000 to $69,999 | 10 | 4.1% |
| $70,000 to $79,999 | 25 | 10.2% |
| $80,000 to $89,999 | 10 | 4.1% |
| $90,000 to $99,999 | 20 | 8.2% |
| $100,000 to $124,999 | 40 | 16.3% |
| $125,000 to $149,999 | 35 | 14.3% |
| $150,000 to $199,999 | 50 | 20.4% |
| $200,000 and over | 30 | 12.2% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,814
Principal and interest
Calculated estimate
$4,389
Property tax
Calculated estimate
$275/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$948,800
Down payment
Calculated estimate
$189,760 (20%)
Estimated mortgage
Calculated estimate
$759,040
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,814
/mo
Rate
%
Amortization
Principal and interest
$4,389
Property tax (est.)
$275
P&I
Tax
Down payment
$189,760 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $189,760 down (20%) on $948,800, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
