- Active
2712 Rydal Avenue
Cumberland · Single Family
- Beds
- 5
- Baths
- 3
- Sqft
- 2,740
- Built
- 2011
Listed by Engel & Volkers Vancouver Island North · MLS® 1045195
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Sign inAbout this home
A flexible income home a short walk from Dunsmuir Avenue. Built in 2011 with over 2,500 sq. ft. across two separate up/down units, currently tenanted on both levels but able to reopen into a single family home. The upper unit has three bedrooms plus a family room; the lower adds two more, for five bedrooms combined. A heat pump handles heating and cooling, and the appliances have all been replaced since the build. The two levels lock off for privacy or open into one connected home. Hold it as an investment with tenants in place, live up while the lower level helps carry the mortgage, or take back both floors for a large family home in one of the Island's most sought-after villages. Cumberland is the draw. The old coal town is now Vancouver Island's outdoor-recreation hub, with more than 170 mountain-bike trails running from the community forest at the edge of the village and a walkable core of cafes, a brewery, restaurants, and shops along Dunsmuir. Mount Washington, Comox Valley schools, and the Courtenay commute are all close. Take it as it works today, or make it your own.
Home facts
- Bedrooms
- 5
- Bathrooms
- 3 full
- Interior
- 2,740 sq ft
- Lot size
- 7,100 sq ft
- Year built
- 2011
- Parking
- 4
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Cumberland
- Listed
- August 6, 2026
- Structure
- House
- PID
- 027-034-003
- Common interest
- Freehold
Highlights
- Mountain view
Features and inclusions
- Heating
- Heat Pump, Electric
- Cooling
- Partially air conditioned, Air Conditioned
- Parking
- Garage, Additional Parking
- Lot
- Central location, Hillside, Southern exposure, Irregular lot size, Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $4,403
- Property tax
- $275/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $4,828
Purchase snapshot
- List price
- $929,000
- Down payment
- $185,800 (20%)
- Estimated mortgage
- $743,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,144
- At 5.5367 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 79%
Who lives here
Documents
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