2744 Cedar Ridge Street
Lumby · V0E2G5
$4,061/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Lumby · V0E2G5
$4,061/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Welcome to this beautiful, move-in-ready modern home, offering a perfect blend of comfort, style, and versatility. This immaculate 3-bedroom residence, plus a fully self-contained 1-bedroom suite, showcases quality finishes and contemporary appliances throughout. Step outside to a fully fenced and landscaped backyard, featuring a charming plum tree, lush lawn, flower beds, and inviting outdoor dining areas with concrete patios, offering seamless indoor-outdoor flow while maintaining privacy for each residence. Bathed in natural light, the main home features an airy open-concept layout with elegant high ceilings and inset lighting, creating a warm, welcoming atmosphere. The spacious kitchen is a true centrepiece with a generous island and walk-in pantry conveniently located near the garage entry. Upstairs you'll find a convenient laundry, three comfortable bedrooms, including a serene primary suite with walk-in closet and stylish ensuite with double vanity and step-in shower. The self-contained suite adds flexibility with its own private entrance, laundry pair, power panel, and like-new appliances—including a fridge with water and ice, glass-top stove, dishwasher, and in-suite laundry—ideal for guests or as a mortgage helper. Located in Lumby’s newest neighbourhood with easy access to schools, shopping, and activities, additional features include a heat pump, programmable thermostats, easy-close blinds, attached double garage, and remaining home warranty for peace of mind.
4
Beds
2,336 ft²
Floor area
2022
Year built
Single Family
Type
Lumby Valley
Area
Listed
June 5, 2026
$795,000 is 51.7% below the Lower Mainland Single Family HPI benchmark of $1,647,000 (2026-04-01).
Nearby & Commute
10 min
walk to Super A Foods
4h 9m
bike to Orchard Park Exchange
13h 48m
walk to Orchard Park Exchange
12h 39m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 54%
| Detached | 30 | 53.6% |
| Land | 21 | 37.5% |
| Duplex | 2 | 3.6% |
| Other | 2 | 3.6% |
| Townhouse | 1 | 1.8% |
| $15,000 to $19,999 | 5 | 1.4% |
| $20,000 to $24,999 | 10 | 2.7% |
| $25,000 to $29,999 | 10 | 2.7% |
| $30,000 to $34,999 | 15 | 4.1% |
| $35,000 to $39,999 | 15 | 4.1% |
| $40,000 to $44,999 | 20 | 5.5% |
| $45,000 to $49,999 | 5 | 1.4% |
| $50,000 to $59,999 | 15 | 4.1% |
| $60,000 to $69,999 | 25 | 6.8% |
| $70,000 to $79,999 | 30 | 8.2% |
| $80,000 to $89,999 | 25 | 6.8% |
| $90,000 to $99,999 | 30 | 8.2% |
| $100,000 to $124,999 | 60 | 16.4% |
| $125,000 to $149,999 | 40 | 11.0% |
| $150,000 to $199,999 | 45 | 12.3% |
| $200,000 and over | 15 | 4.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,061
Principal and interest
Calculated estimate
$3,677
Property tax
Calculated estimate
$233/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$795,000
Down payment
Calculated estimate
$159,000 (20%)
Estimated mortgage
Calculated estimate
$636,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,061
/mo
Rate
%
Amortization
Principal and interest
$3,677
Property tax (est.)
$233
P&I
Tax
Down payment
$159,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $159,000 down (20%) on $795,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.3118 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.