- Active
2744 Cedar Ridge Street
Lumby · Single Family
- Beds
- 4
- Baths
- 4
- Sqft
- 2,336
- Built
- 2022
Listed by eXp Realty (Kelowna) · MLS® 10390257
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Sign inAbout this home
Welcome to this beautiful, move-in-ready modern home, offering a perfect blend of comfort, style, and versatility. This immaculate 3-bedroom residence, plus a fully self-contained 1-bedroom suite, showcases quality finishes and contemporary appliances throughout. Step outside to a fully fenced and landscaped backyard, featuring a charming plum tree, lush lawn, flower beds, and inviting outdoor dining areas with concrete patios, offering seamless indoor-outdoor flow while maintaining privacy for each residence. Bathed in natural light, the main home features an airy open-concept layout with elegant high ceilings and inset lighting, creating a warm, welcoming atmosphere. The spacious kitchen is a true centrepiece with a generous island and walk-in pantry conveniently located near the garage entry. Upstairs you'll find a convenient laundry, three comfortable bedrooms, including a serene primary suite with walk-in closet and stylish ensuite with double vanity and step-in shower. The self-contained suite adds flexibility with its own private entrance, laundry pair, power panel, and like-new appliances—including a fridge with water and ice, glass-top stove, dishwasher, and in-suite laundry—ideal for guests or as a mortgage helper. Located in Lumby’s newest neighbourhood with easy access to schools, shopping, and activities, additional features include a heat pump, programmable thermostats, easy-close blinds, attached double garage, and remaining home warranty for peace of mind.
Home facts
- Bedrooms
- 4
- Bathrooms
- 3 full + 1 half
- Interior
- 2,336 sq ft
- Year built
- 2022
- Storeys
- 2
- Parking
- 4
- Property type
- Single Family
- Basement
- Full
- Garage
- Yes
- Area
- Lumby Valley
- Style
- Contemporary
- Listed
- June 5, 2026
- Structure
- House
- Frontage
- 57 feet
- PID
- 031-657-401
- Common interest
- Freehold
Highlights
- Mountain view
- In-suite laundry
- Private yard
- Double garage
- High ceilings
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave
- Heating
- Heat Pump, Forced air, See remarks
- Cooling
- Central air conditioning, Heat Pump
- Flooring
- Carpeted, Vinyl
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage, Additional Parking
- Lot
- Level lot
- Community
- Family Oriented
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,721
- Property tax
- $225/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $4,096
Purchase snapshot
- List price
- $785,000
- Down payment
- $157,000 (20%)
- Estimated mortgage
- $628,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,314
- At 6.7695 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Land · 45%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.