Nelson · V1L6K9
$6,423/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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This property has it all! Welcome to 2774 Waite Road, a beautiful 1.02-acre property in 6 Mile just 10 minutes from Nelson, where space, versatility, and an incredible outdoor setting come together. Backing onto peaceful green space and surrounded by professionally landscaped perennial gardens, this property offers comfortable family living, a walkout suite, and room to embrace the Kootenay lifestyle. The home features three bedrooms plus an attached two-bedroom in-law suite with its own separate entrance, ideal for extended family or multigenerational living. Warm fir flooring and tile run throughout, while a cozy gas fireplace creates an inviting place to gather. Four porches provide plenty of outdoor living space, including an upstairs deck with beautiful mountain views. Outside you'll find, a mature established fruit garden with over 15 varieties of fruit, 6 raised garden beds, fully irrigated perennial gardens, and plenty of usable land offer fantastic hobby farm or homestead potential. The irrigation system has its own water allowance and shut-off, while the home is equipped with a three-stage UV water filtration system. A fully renovated detached studio is perfect for a home business, office, or creative space. Additional features include a wood-burning sauna with outdoor shower, double garage with workshop space, 20' x 23' detached workshop with wood stove, and a treehouse for the kids complete this exceptional Kootenay property.
5
Beds
2,935 ft²
Floor area
1991
Year built
Single Family
Type
North Nelson to Kokanee Creek
Area
Listed
August 20, 2026
Nearby & Commute
2h 22m
walk to Safeway
39 min
bike to Lakeside Park
2h 9m
walk to Lakeside Park
17h 4m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 58%
| Detached | 14 | 58.3% |
| Land | 7 | 29.2% |
| Mobile home | 2 | 8.3% |
| Condo / Apartment | 1 | 4.2% |
| $10,000 to $14,999 | 5 | 2.1% |
| $20,000 to $24,999 | 15 | 6.3% |
| $25,000 to $29,999 | 5 | 2.1% |
| $30,000 to $34,999 | 15 | 6.3% |
| $35,000 to $39,999 | 5 | 2.1% |
| $40,000 to $44,999 | 10 | 4.2% |
| $45,000 to $49,999 | 10 | 4.2% |
| $50,000 to $59,999 | 20 | 8.3% |
| $60,000 to $69,999 | 20 | 8.3% |
| $70,000 to $79,999 | 20 | 8.3% |
| $80,000 to $89,999 | 20 | 8.3% |
| $90,000 to $99,999 | 10 | 4.2% |
| $100,000 to $124,999 | 25 | 10.4% |
| $125,000 to $149,999 | 20 | 8.3% |
| $150,000 to $199,999 | 25 | 10.4% |
| $200,000 and over | 15 | 6.3% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,423
Principal and interest
Calculated estimate
$5,898
Property tax
Calculated estimate
$375/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,275,000
Down payment
Calculated estimate
$255,000 (20%)
Estimated mortgage
Calculated estimate
$1,020,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,423
/mo
Rate
%
Amortization
Principal and interest
$5,898
Property tax (est.)
$375
P&I
Tax
Down payment
$255,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $255,000 down (20%) on $1,275,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.3333 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
