- Active
#28 – 295 Lower Ganges Road
Salt Spring · Single Family
- Beds
- 2
- Baths
- 2
- Sqft
- 1,667
- Built
- 1995
Listed by Pemberton Holmes - Salt Spring · MLS® 1046330
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Sign inAbout this home
Roscommon Estates – beautifully renovated 2-bedroom, 2-bathroom townhome offering stylish, move-in-ready living in one of the area's most desirable communities. Thoughtfully updated with a modern, chic aesthetic, this home features a stunning new kitchen, beautifully renovated bathrooms, cork flooring, Berber carpeting, fresh paint throughout, Poly-B plumbing replacement, and a new hot water tank for added peace of mind.The bright, open-concept living and dining area is warmed by a cozy electric fireplace and opens through sliding glass doors to a private backyard patio—perfect for relaxing or entertaining. The versatile floor plan includes a bedroom and full bathroom on the main level, making it ideal for those seeking the convenience of one-level living. Upstairs, the spacious flex area opens onto a private balcony with modest mountain views over Ganges and glimpses of Ganges Harbour. The upper level also includes a second bedroom and full bathroom, creating an ideal retreat for family or guests, or it can function as a spacious primary suite with sitting area or home office. A separate private garage provides secure parking and additional storage, while the home's quiet location near the end of the cul-de-sac offers added privacy and convenient access to visitor parking. Enjoy an exceptional walkable lifestyle just minutes from the village, with restaurants, grocery stores, the hospital, public transit, the harbour, and everyday amenities all within easy reach. Serviced by community water and sewer, this inviting, low-maintenance home offers the perfect blend of comfort, convenience, and carefree living.
Home facts
- Bedrooms
- 2
- Bathrooms
- 2 full
- Interior
- 1,667 sq ft
- Lot size
- 1,307 sq ft
- Year built
- 1995
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Salt Spring
- Style
- Westcoast
- Listed
- August 9, 2026
- Structure
- Row / Townhouse
- PID
- 023-420-162
- Common interest
- Condo/Strata
Highlights
- Ocean view
- Mountain view
- Balcony
- Patio
- Private yard
- Underground parking
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave
- Heating
- Baseboard heaters, Electric
- Cooling
- None
- Parking
- Garage
- Lot
- Central location, Curb & gutter, Sloping
- Community
- Family Oriented, Pets Allowed
Rooms and building
- Water
- Zoning
- Multi-Family
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,768
- Property tax
- $233/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $4,151
Purchase snapshot
- List price
- $795,000
- Down payment
- $159,000 (20%)
- Estimated mortgage
- $636,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 38%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.