#28 – 295 Lower Ganges Road
Salt Spring · V8K1T3
$4,061/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Salt Spring · V8K1T3
$4,061/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Roscommon Estates – beautifully renovated 2-bedroom, 2-bathroom townhome offering stylish, move-in-ready living in one of the area's most desirable communities. Thoughtfully updated with a modern, chic aesthetic, this home features a stunning new kitchen, beautifully renovated bathrooms, cork flooring, Berber carpeting, fresh paint throughout, Poly-B plumbing replacement, and a new hot water tank for added peace of mind.The bright, open-concept living and dining area is warmed by a cozy electric fireplace and opens through sliding glass doors to a private backyard patio—perfect for relaxing or entertaining. The versatile floor plan includes a bedroom and full bathroom on the main level, making it ideal for those seeking the convenience of one-level living. Upstairs, the spacious flex area opens onto a private balcony with modest mountain views over Ganges and glimpses of Ganges Harbour. The upper level also includes a second bedroom and full bathroom, creating an ideal retreat for family or guests, or it can function as a spacious primary suite with sitting area or home office. A separate private garage provides secure parking and additional storage, while the home's quiet location near the end of the cul-de-sac offers added privacy and convenient access to visitor parking. Enjoy an exceptional walkable lifestyle just minutes from the village, with restaurants, grocery stores, the hospital, public transit, the harbour, and everyday amenities all within easy reach. Serviced by community water and sewer, this inviting, low-maintenance home offers the perfect blend of comfort, convenience, and carefree living.
2
Beds
1,667 ft²
Floor area
1995
Year built
Single Family
Type
Salt Spring
Area
Listed
August 9, 2026
Nearby & Commute
7 min
walk to Country Grocer
1h 18m
bike to Alderlea Station
4h 21m
walk to Alderlea Station
2h 12m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 36%
| Land | 19 | 35.8% |
| Detached | 17 | 32.1% |
| Townhouse | 13 | 24.5% |
| Other | 2 | 3.8% |
| Duplex | 1 | 1.9% |
| Other | 1 | 1.9% |
| Under $5,000 | 5 | 1.0% |
| $15,000 to $19,999 | 10 | 2.0% |
| $20,000 to $24,999 | 65 | 13.1% |
| $25,000 to $29,999 | 35 | 7.1% |
| $30,000 to $34,999 | 30 | 6.1% |
| $35,000 to $39,999 | 25 | 5.1% |
| $40,000 to $44,999 | 30 | 6.1% |
| $45,000 to $49,999 | 30 | 6.1% |
| $50,000 to $59,999 | 40 | 8.1% |
| $60,000 to $69,999 | 40 | 8.1% |
| $70,000 to $79,999 | 35 | 7.1% |
| $80,000 to $89,999 | 20 | 4.0% |
| $90,000 to $99,999 | 20 | 4.0% |
| $100,000 to $124,999 | 35 | 7.1% |
| $125,000 to $149,999 | 25 | 5.1% |
| $150,000 to $199,999 | 30 | 6.1% |
| $200,000 and over | 20 | 4.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,061
Principal and interest
Calculated estimate
$3,677
Property tax
Calculated estimate
$233/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$795,000
Down payment
Calculated estimate
$159,000 (20%)
Estimated mortgage
Calculated estimate
$636,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,061
/mo
Rate
%
Amortization
Principal and interest
$3,677
Property tax (est.)
$233
P&I
Tax
Down payment
$159,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $159,000 down (20%) on $795,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.