Lake Cowichan · V0R2G0
$2,976/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Discover exceptional value in this spacious 2007-built, 3-bedroom, 2-bath modular (prefab) home built like a traditional house, offering 2,412 sqft in beautiful Lake Cowichan. The bright main floor features beautiful oak engineered hardwood floors, a spacious kitchen with dining area, French doors leading to a newer deck, and a sun-filled living room. The generous primary suite includes a walk-in closet and 4pc ensuite with a soaker tub and separate shower. Two more bedrooms and a 3-piece bath complete the main level. Stay comfortable year-round with the newer heat pump and ice-cold A/C. Gardeners will love the greenhouse, perfect for growing fresh produce while keeping the elk out. The 1,206 sq. ft. unfinished basement is a blank canvas with potential for a workshop, rec room, or suite for a mortgage helper (buyer to verify). Low $50/month bare land strata fees. Close to schools, shopping, and all the swimming, tubing, boating, fishing, hiking, and camping Lake Cowichan is known for.
3
Beds
1,206 ft²
Floor area
2007
Year built
Single Family
Type
Lake Cowichan
Area
Listed
July 23, 2026
Nearby & Commute
14 min
walk to Country Grocer
1h 53m
bike to Alderlea Station
6h 16m
walk to Alderlea Station
3h 22m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 59%
| Detached | 35 | 59.3% |
| Land | 11 | 18.6% |
| Duplex | 3 | 5.1% |
| Mobile home | 3 | 5.1% |
| Townhouse | 3 | 5.1% |
| Other | 4 | 6.8% |
| $15,000 to $19,999 | 10 | 3.0% |
| $20,000 to $24,999 | 15 | 4.5% |
| $25,000 to $29,999 | 10 | 3.0% |
| $30,000 to $34,999 | 15 | 4.5% |
| $35,000 to $39,999 | 15 | 4.5% |
| $40,000 to $44,999 | 10 | 3.0% |
| $45,000 to $49,999 | 25 | 7.5% |
| $50,000 to $59,999 | 30 | 9.0% |
| $60,000 to $69,999 | 25 | 7.5% |
| $70,000 to $79,999 | 25 | 7.5% |
| $80,000 to $89,999 | 35 | 10.4% |
| $90,000 to $99,999 | 20 | 6.0% |
| $100,000 to $124,999 | 45 | 13.4% |
| $125,000 to $149,999 | 35 | 10.4% |
| $150,000 to $199,999 | 10 | 3.0% |
| $200,000 and over | 10 | 3.0% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,976
Principal and interest
Calculated estimate
$2,660
Property tax
Calculated estimate
$167/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$575,000
Down payment
Calculated estimate
$115,000 (20%)
Estimated mortgage
Calculated estimate
$460,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,976
/mo
Rate
%
Amortization
Principal and interest
$2,660
Property tax (est.)
$167
P&I
Tax
Down payment
$115,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $115,000 down (20%) on $575,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.2751 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
