- Active
2840 Oceanside Lane
Mill Bay · Single Family
- Beds
- 4
- Baths
- 3
- Sqft
- 2,488
- Built
- 1992
Listed by Pemberton Holmes Ltd. (Cow Vall) · MLS® 1044271
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Sign inAbout this home
Enjoy ocean views from this beautifully updated 2,488 sq. ft. home on a private 1.98 acre property in desirable Mill Bay. This east-facing home features a renovated kitchen with quartz countertops, a spacious primary bedroom & laundry on the main floor, built-in speakers, & a cozy recently updated fireplace. Recent updates include new vinyl decking (2025), vinyl windows a new garage door, & new carpeting on the main level. The lower level offers excellent flexibility with plumbing already in place for a kitchen, making it ideal for a future suite or spacious flex room. Outside, enjoy a meticulously maintained yard, RV parking, & nearby ocean access. Conveniently located within walking distance of Mill Bay amenities, Brentwood College, Bonner and Kelsey schools & Kerry Park Recreation.Mill Bay Marina provides easy access to the Southern Gulf Islands for boating, kayaking, fishing, & prawning. Just 25 minutes to Victoria this property offers the perfect blend of privacy, views, and convenience.
Home facts
- Bedrooms
- 4
- Bathrooms
- 3 full
- Interior
- 2,488 sq ft
- Year built
- 1992
- Parking
- 2
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Mill Bay
- Listed
- July 27, 2026
- Structure
- House
- PID
- 008-190-658
- Common interest
- Freehold
Highlights
- Ocean view
- Fireplace
Features and inclusions
- Appliances
- Hot Tub
- Heating
- Baseboard heaters, Electric
- Cooling
- None
- Parking
- Garage, RV
- Lot
- Acreage, Cul-de-sac, Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $6,612
- Property tax
- $408/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $7,170
Purchase snapshot
- List price
- $1,395,000
- Down payment
- $279,000 (20%)
- Estimated mortgage
- $1,116,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 73%
Who lives here
Documents
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