- Active
2871 Copper Ridge Drive
West Kelowna · Single Family
- Beds
- 4
- Baths
- 3
- Sqft
- 2,571
- Built
- 2023
Listed by eXp Realty (Kelowna) · MLS® 10400265
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Sign inAbout this home
Be the first to live in this brand-new, never-occupied home with sweeping Okanagan Lake, valley and mountain views in Smith Creek. Offering 2,571 sq. ft. of thoughtfully designed living space, this 4-bedroom, 3-bathroom home combines modern construction with a move-in-ready lifestyle, no waiting for a build or taking on a renovation. The bright open-concept main floor features soaring ceilings, oversized windows, a modern kitchen with large island and walk-in butler’s pantry, plus a bedroom and full bathroom offering flexibility for guests, a home office or extended family. Upstairs, the spacious primary suite features a walk-in closet and ensuite with heated floors, along with two additional bedrooms, a Jack & Jill bathroom and versatile bonus room. The recently expanded and landscaped backyard provides a low-maintenance outdoor space to enjoy the Okanagan lifestyle and surrounding views. With the home never having been occupied, the buyer will be the first to call it home, with full new home warranty commencing on the buyer’s possession date. Located in a quiet, family-friendly Smith Creek neighbourhood close to parks, trails and recreation. Price plus GST.
Home facts
- Bedrooms
- 4
- Bathrooms
- 3 full
- Interior
- 2,571 sq ft
- Year built
- 2023
- Storeys
- 2
- Parking
- 4
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Smith Creek
- Listed
- September 10, 2026
- Structure
- House
- Frontage
- 36 feet
- PID
- 031-338-399
- Common interest
- Freehold
Highlights
- Mountain view
- Private yard
- High ceilings
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave
- Heating
- Forced air, See remarks
- Cooling
- Central air conditioning
- Flooring
- Laminate, Carpeted, Ceramic Tile, Vinyl
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage
- Lot
- Level lot, Corner Site, Irregular lot size, Central island
- Community
- Family Oriented
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $5,214
- Property tax
- $317/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,680
Purchase snapshot
- List price
- $1,099,999
- Down payment
- $220,000 (20%)
- Estimated mortgage
- $879,999
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,458
- At 4.9615 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $2,295 a month
- Gross yield
- 2.5%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Kelowna
Ten year average, 2016–2025.
- Average temperature
- 9.6°C
- Daily mean across the year.
- Yearly precipitation
- 242 mm
- On the drier side for BC.
- Bright sunshine
- 1,949 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 43%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
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