Salt Spring Island · V8K 1A2
$24,635/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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The south-facing "Ridge" House is an architectural icon on Salt Spring Island. With an expansive valley view, and overlooks two natural ponds connected by a seasonal creek with the mountains of Vancouver Island serving as backdrop. nestled in an array of gardens with water features, the design of the Ridge House was inspired by Frank Lloyd Wright. The extensive use of granite, flat rooflines and a rectilinear plan are true to the inspiration, while soaring windows and skylights bring light and nature inside. Renovations include a newer chefs kitchen with Miele appliances; LED lighting and updates to the master Bedroom and ensuite. Patios and decks surround the house. A pastoral setting extraordinaire.
Buy / sell history for 2875 Southey Point Road, Salt Spring Island (Single Family Residence)
2
Beds
4,218 ft²
Floor area
1999
Year built
Single Family Residence
Type
Islands-Van. & Gulf
Area
Listed
February 27, 2026
Estimate
2875 Southey Point Road, Salt Spring Island (Single Family Residence)
Estimated value
?Estimated rent
?Rental yield
?School
iGrowth
iRental
iA few details are member-only
Room-by-room dimensions, the level-by-level area split, construction & systems, zoning, PID and legal. Free to reveal with an account.
Space & layout
Finished area
4,218ft²
Level-by-level split
MemberRoom by room
Main floor
Living Room
Kitchen
Dining Room
Primary Bedroom
Basement
Bedroom
Recreation Room
Construction & systems
Construction
Foundation
Roof
Flooring
Water
Sewer
Utilities
Lot, zoning & legal
Zoning
Legal description
Nearby & Commute
2h 34m
walk to Country Grocer
1h 22m
bike to Alderlea Station
4h 34m
walk to Alderlea Station
2h 4m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 76%
| Detached | 48 | 76.2% |
| Land | 9 | 14.3% |
| Other | 3 | 4.8% |
| Condo / Apartment | 1 | 1.6% |
| Duplex | 1 | 1.6% |
| Other | 1 | 1.6% |
| Under $5,000 | 15 | 1.9% |
| $5,000 to $9,999 | 5 | 0.6% |
| $10,000 to $14,999 | 5 | 0.6% |
| $15,000 to $19,999 | 15 | 1.9% |
| $20,000 to $24,999 | 30 | 3.8% |
| $25,000 to $29,999 | 30 | 3.8% |
| $30,000 to $34,999 | 15 | 1.9% |
| $35,000 to $39,999 | 35 | 4.4% |
| $40,000 to $44,999 | 30 | 3.8% |
| $45,000 to $49,999 | 25 | 3.1% |
| $50,000 to $59,999 | 45 | 5.6% |
| $60,000 to $69,999 | 65 | 8.1% |
| $70,000 to $79,999 | 40 | 5.0% |
| $80,000 to $89,999 | 40 | 5.0% |
| $90,000 to $99,999 | 50 | 6.3% |
| $100,000 to $124,999 | 75 | 9.4% |
| $125,000 to $149,999 | 70 | 8.8% |
| $150,000 to $199,999 | 80 | 10.0% |
| $200,000 and over | 130 | 16.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$24,635
Principal and interest
Calculated estimate
$23,035
Property tax
Calculated estimate
$1,450/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$4,980,000
Down payment
Calculated estimate
$996,000 (20%)
Estimated mortgage
Calculated estimate
$3,984,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Original list price
$5,229,000
Mortgage estimate
Metro averages
Est. monthly total
$24,635
/mo
Rate
%
Amortization
Principal and interest
$23,035
Property tax (est.)
$1,450
P&I
Tax
Down payment
$996,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $996,000 down (20%) on $4,980,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
