- Active
#29 – 3242 Cowichan Lake Road
Duncan · Single Family
- Beds
- 3
- Baths
- 2
- Sqft
- 1,704
- Built
- 1997
Listed by RE/MAX Generation (LC) · MLS® 1036762
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Sign inAbout this home
Affordable, family-friendly living in a fantastic Duncan location! This well-maintained 3-storey townhouse offers a functional layout, fenced backyard, and plenty of space for growing families or first-time buyers. The entry level features a versatile family room that could easily serve as a fourth bedroom, complete with a 3-piece bathroom and walkout access to the private backyard with gazebo, perfect for relaxing or entertaining. Upstairs, the bright main level offers open-concept living with an eat-in kitchen and living room, enhanced by newer flooring and plenty of natural light. The upper floor features three bedrooms and a 4-piece bathroom, including a spacious primary bedroom with a walk-in closet and convenient cheater access to the main bath. Outside, enjoy a covered carport with parking for two vehicles and a fully fenced yard ideal for kids and pets. Located in a mature, family-oriented townhouse community, you're just minutes from grocery stores, coffee shops, schools, the soccer centre, ball fields, and extensive hiking and walking trails. Downtown Duncan and all amenities are only a short drive away. An excellent opportunity to get into the market and enjoy affordable homeownership in a convenient, sought-after location.
Home facts
- Bedrooms
- 3
- Bathrooms
- 2 full
- Interior
- 1,704 sq ft
- Year built
- 1997
- Parking
- 2
- Property type
- Single Family
- Carport
- Yes
- Area
- West Duncan
- Listed
- June 3, 2026
- Structure
- Row / Townhouse
- PID
- 023-771-488
- Common interest
- Condo/Strata
Highlights
- Mountain view
- Private yard
Features and inclusions
- Appliances
- Refrigerator, Range - Electric, Dishwasher, Dryer
- Heating
- Baseboard heaters
- Cooling
- None
- Parking
- Carport
- Community
- Family Oriented, Pets Allowed With Restrictions
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $2,275
- Property tax
- $142/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $2,566
Purchase snapshot
- List price
- $479,900
- Down payment
- $95,980 (20%)
- Estimated mortgage
- $383,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $3,345
- At 6.9710 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Moderate risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 40%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
