- Active
- Open house Sat, Oct 10
2984 Phillips Road
Duncan · Single Family
- Beds
- 5
- Baths
- 3
- Sqft
- 3,225
- Built
- 2018
Listed by PG Direct Realty Ltd. · MLS® 1036801
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About this home
Visit REALTOR website for additional information. Motivated Sellers, quick possession! This exceptional 5 bed, 3 bath home showcases breathtaking mountain views and a flexible layout ideal for families, multi-generational living , or a home-based business. Built in 2018 and located just minutes from downtown Duncan on a quiet no-thru street. The bright main level features vaulted ceilings and an open-concept design with a chef’s kitchen boasting quartz counters, stainless appliances, ample cabinetry, and a large island flowing to an east-facing deck, perfect for entertaining.The spacious primary suite offers deck access, and a spa-inspired ensuite with heated floors and soaker tub. Downstairs includes a separate entrance, second kitchen, family room, twobedrooms, full bath, and office, excellent suite potential. Nearly half-acre, 2 fenced yards, RV parking, heat pump, and double garage complete this move-in ready home.
Home facts
- Bedrooms
- 5
- Bathrooms
- 3 full
- Interior
- 3,225 sq ft
- Lot size
- 20,909 sq ft
- Year built
- 2018
- Parking
- 6
- Property type
- Single Family
- Garage
- Yes
- Area
- West Duncan
- Listed
- May 13, 2026
- Structure
- House
- PID
- 028-882-342
- Common interest
- Freehold
Highlights
- Mountain view
- Double garage
- High ceilings
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave
- Heating
- Heat Pump
- Cooling
- Central air conditioning
- Parking
- Garage, RV
- Lot
- Central location, Wooded area, Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $4,739
- Property tax
- $292/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,181
Purchase snapshot
- List price
- $999,900
- Down payment
- $199,980 (20%)
- Estimated mortgage
- $799,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $6,970
- At 6.9710 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Moderate risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 43%
Who lives here
Documents
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