- Active
#3 – 131 McKinstry Road
Duncan · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 1,610
- Built
- 2005
Listed by Sutton Group-West Coast Realty (Dunc) · MLS® 1043892
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Sign inAbout this home
Welcome to this beautifully maintained, open-concept rancher-style townhome in a desirable gated 55+ community. Designed for comfortable main-level living, this home offers 3 bedrooms and 3 bathrooms, including a spacious primary suite on the main floor with a walk-through closet and a 3-piece ensuite featuring a walk-in shower. A second bedroom or den on the main level provides flexibility for guests or a home office. The bright and inviting living space features vaulted ceilings, a skylight, and a stunning wood and wrought-iron staircase railing. Entertain with ease in the formal dining room, while the well-appointed kitchen includes a convenient built-in pull-out pantry. Stay comfortable year-round with a ductless heat pump for efficient heating and cooling and enjoy the peace of mind of a gas hot water tank (2021). Upstairs, the versatile loft offers a spacious family room, third bedroom, and full bathroom—ideal for visitors or extended family. Step outside to your private, sunny rear patio, perfect for relaxing or gardening. Additional features include a single-car garage, roofs replacement finished in 2025, and the convenience of one cat or one dog permitted. Ideally located within walking distance of McAdam Park, scenic Cowichan River walking trails, shopping, and everyday amenities, this exceptional home offers the perfect blend of comfort, convenience, and carefree living.
Home facts
- Bedrooms
- 3
- Bathrooms
- 3 full
- Interior
- 1,610 sq ft
- Year built
- 2005
- Parking
- 2
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- East Duncan
- Listed
- July 30, 2026
- Structure
- Row / Townhouse
- PID
- 026-379-457
- Common interest
- Condo/Strata
Highlights
- Patio
- High ceilings
Features and inclusions
- Heating
- Baseboard heaters, Electric
- Cooling
- Air Conditioned
- Parking
- Garage
- Lot
- Central location, Private setting, Other
- Community
- Pets Allowed, Age Restrictions
Rooms and building
- Water
- Zoning
- Multi-Family
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $2,654
- Property tax
- $167/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $2,970
Purchase snapshot
- List price
- $559,900
- Down payment
- $111,980 (20%)
- Estimated mortgage
- $447,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $3,903
- At 6.9710 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Floodplain
- Mapped floodplain
- Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
- Wildfire interface
- Moderate risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 45%
Who lives here
Documents
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