Coldstream · V0E1W2
$2,554/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to this spacious, level-entry 2 bed, 2 bath townhouse in the heart of Coldstream, offering 1,300+ sq. ft. of comfortable living space &unparalleled spectacular views of Kalamalka Lake. Step into a bright & well-maintained home featuring high-quality flooring & a functional layoutdesigned for both everyday living & entertaining.The generous kitchen boasts ample cupboard & counter space, SS appliances & room for abreakfast nook or potential island addition—perfect for inspiring your inner chef.The open-concept living & dining areas seamlessly flow onto alarge 15x10ft deck, where you can soak in panoramic lake & valley views—including the picturesque Coldstream orchards.Retreat to the primarybedroom which includes its own lake view, a w/i closet, & an ensuite bathroom. The 2nd bedroom makes a perfect guest room or home office,with a second 4pc bath & in-unit laundry completing the main floor. Additional highlights include: 2 parking spots (rare!); ample storage in thelaundry/utility room & outdoor storage space; pet-friendly & rentals allowed; low-maintenance lifestyle – yard work is taken care of! Poly B has been replaced. Ideallylocated just steps from Okanagan College, athletic fields, walking paths, & minutes to Kalamalka Beach, Kalamalka Park, & downtown Vernon,this property offers the best of the Okanagan lifestyle. Whether you're looking to downsize, invest, or settle into a serene & scenic home—this isa must-see opportunity!
2
Beds
1,321 ft²
Floor area
1992
Year built
Single Family
Type
Mun of Coldstream
Area
Listed
August 24, 2026
Nearby & Commute
50 min
walk to Buy Low Foods
3h 9m
bike to Orchard Park Exchange
10h 30m
walk to Orchard Park Exchange
11h 47m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 49%
| Detached | 52 | 48.6% |
| Townhouse | 17 | 15.9% |
| Mobile home | 14 | 13.1% |
| Condo / Apartment | 9 | 8.4% |
| Duplex | 9 | 8.4% |
| Other | 6 | 5.6% |
| $15,000 to $19,999 | 5 | 1.8% |
| $20,000 to $24,999 | 10 | 3.6% |
| $30,000 to $34,999 | 15 | 5.5% |
| $35,000 to $39,999 | 5 | 1.8% |
| $40,000 to $44,999 | 10 | 3.6% |
| $45,000 to $49,999 | 5 | 1.8% |
| $50,000 to $59,999 | 15 | 5.5% |
| $60,000 to $69,999 | 25 | 9.1% |
| $70,000 to $79,999 | 15 | 5.5% |
| $80,000 to $89,999 | 15 | 5.5% |
| $90,000 to $99,999 | 15 | 5.5% |
| $100,000 to $124,999 | 35 | 12.7% |
| $125,000 to $149,999 | 25 | 9.1% |
| $150,000 to $199,999 | 40 | 14.5% |
| $200,000 and over | 40 | 14.5% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,554
Principal and interest
Calculated estimate
$2,262
Property tax
Calculated estimate
$142/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$489,000
Down payment
Calculated estimate
$97,800 (20%)
Estimated mortgage
Calculated estimate
$391,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,554
/mo
Rate
%
Amortization
Principal and interest
$2,262
Property tax (est.)
$142
P&I
Tax
Down payment
$97,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $97,800 down (20%) on $489,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.0852 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
