Salt Spring · V8K2L9
$10,449/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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An idyllic 1.82-acre south-facing waterfront oasis with breathtaking sunrise-to-sunset views stretching from Ganges Harbour to the Sister Islands, across Chocolate Beach and out to the shimmering Salish Sea. Perfectly positioned near the shoreline, the immaculate Schubart-designed coastal home is filled with natural light from dramatic floor-to-ceiling windows, and skylights that showcase the peaceful seascape from nearly every room. Notable highlights include a vaulted ceiling, open beam work, wood and tile floors, cozy wood stove, newer metal roof and an efficient heat pump. The lower level houses a spacious and bright primary suite, with a generous walk in closet and ensuite, two additional bedrooms, bathroom and a handy mud room. Sun kissed patios and decks provide seaside lounges for relaxing or entertaining. The property is dissected by Old Scott Road and also includes a picturesque back acreage with ocean views, forest and wetlands, offering exceptional potential for an artist’s studio or workshop. Easy to care for natural landscape lines the serene seashore. A truly remarkable one-of-a-kind waterfront retreat in a much sought after neighbourhood.
3
Beds
2,411 ft²
Floor area
1989
Year built
Single Family
Type
Salt Spring
Area
Listed
March 12, 2026
$2,195,000 is 112.8% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
47 min
walk to Thrifty Foods
1h 31m
bike to Alderlea Station
5h 4m
walk to Alderlea Station
2h 10m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 39%
| Detached | 27 | 39.1% |
| Land | 24 | 34.8% |
| Townhouse | 13 | 18.8% |
| Mobile home | 2 | 2.9% |
| Other | 2 | 2.9% |
| Other | 1 | 1.4% |
| Under $5,000 | 15 | 1.9% |
| $5,000 to $9,999 | 5 | 0.6% |
| $10,000 to $14,999 | 5 | 0.6% |
| $15,000 to $19,999 | 15 | 1.9% |
| $20,000 to $24,999 | 30 | 3.8% |
| $25,000 to $29,999 | 30 | 3.8% |
| $30,000 to $34,999 | 15 | 1.9% |
| $35,000 to $39,999 | 35 | 4.4% |
| $40,000 to $44,999 | 30 | 3.8% |
| $45,000 to $49,999 | 25 | 3.1% |
| $50,000 to $59,999 | 45 | 5.6% |
| $60,000 to $69,999 | 65 | 8.1% |
| $70,000 to $79,999 | 40 | 5.0% |
| $80,000 to $89,999 | 40 | 5.0% |
| $90,000 to $99,999 | 50 | 6.3% |
| $100,000 to $124,999 | 75 | 9.4% |
| $125,000 to $149,999 | 70 | 8.8% |
| $150,000 to $199,999 | 80 | 10.0% |
| $200,000 and over | 130 | 16.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$10,449
Principal and interest
Calculated estimate
$9,691
Property tax
Calculated estimate
$608/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$2,095,000
Down payment
Calculated estimate
$419,000 (20%)
Estimated mortgage
Calculated estimate
$1,676,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$10,449
/mo
Rate
%
Amortization
Principal and interest
$9,691
Property tax (est.)
$608
P&I
Tax
Down payment
$419,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $419,000 down (20%) on $2,095,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
