Central Saanich · V8M1Y3
$4,571/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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This is a rare opportunity to own a unique, one-level townhome on the sought-after Saanich Peninsula, protected by a 2-5-10 new home warranty for peace of mind. Step inside a spacious 1,400sqft open-concept layout that seamlessly blends the kitchen, dining, and living areas. The chef-inspired kitchen boasts SS appliances, sleek quartz countertops and a generous island that is perfect for entertaining guests. The master bedroom is a true retreat with a walk-through closet and ensuite, while two additional bedrooms offer ample space. Enjoy year-round comfort with an energy-efficient heat pump. Take in stunning sunrises over the peninsula's farmland from the expensive east-facing balcony; the ideal spot to relax, unwind, or entertain guests. Conveniently located for an easy commute to both Sidney and Victoria, Harvest Ridge combines the best of rural charm and central access. The small-scale strata will minimize maintenance and strata fees. Ready for occupancy in Spring 2026.
3
Beds
1,403 ft²
Floor area
2026
Year built
Single Family
Type
Saanichton
Area
Listed
May 21, 2026
$899,900 is 1.7% below the Lower Mainland Townhouse HPI benchmark of $915,600 (2026-04-01).
Nearby & Commute
1 min
walk to Silver Rill Corn & Produce Market
1h 11m
bike to Selkirk Landing
3h 58m
walk to Selkirk Landing
3h 15m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 36%
| Condo / Apartment | 29 | 35.8% |
| Detached | 24 | 29.6% |
| Mobile home | 17 | 21.0% |
| Townhouse | 7 | 8.6% |
| Land | 3 | 3.7% |
| Other | 1 | 1.2% |
| $10,000 to $14,999 | 5 | 2.1% |
| $20,000 to $24,999 | 5 | 2.1% |
| $30,000 to $34,999 | 5 | 2.1% |
| $35,000 to $39,999 | 5 | 2.1% |
| $40,000 to $44,999 | 15 | 6.3% |
| $45,000 to $49,999 | 10 | 4.2% |
| $50,000 to $59,999 | 10 | 4.2% |
| $60,000 to $69,999 | 10 | 4.2% |
| $70,000 to $79,999 | 20 | 8.3% |
| $80,000 to $89,999 | 15 | 6.3% |
| $90,000 to $99,999 | 15 | 6.3% |
| $100,000 to $124,999 | 30 | 12.5% |
| $125,000 to $149,999 | 15 | 6.3% |
| $150,000 to $199,999 | 30 | 12.5% |
| $200,000 and over | 50 | 20.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,571
Principal and interest
Calculated estimate
$4,163
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$899,900
Down payment
Calculated estimate
$179,980 (20%)
Estimated mortgage
Calculated estimate
$719,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,571
/mo
Rate
%
Amortization
Principal and interest
$4,163
Property tax (est.)
$258
P&I
Tax
Down payment
$179,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $179,980 down (20%) on $899,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.7112 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
