- Active
#302 – 1125 Bernard Avenue
Kelowna · Single Family
- Beds
- 1
- Baths
- 2
- Sqft
- 830
- Built
- 2004
Listed by Stilhavn Real Estate Services · MLS® 10399166
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Sign inAbout this home
GRAB YOUR CRUISER BIKE downtown Kelowna is just a short ride away! This freshly updated 1 bed, 2 bath condo gives you easy access to the best of Kelowna with restaurants, coffee shops, shopping and the waterfront all within walking or biking distance. Inside, it’s had a serious glow-up with fresh paint, new vinyl plank flooring and new baseboards & trim! The bright functional kitchen features new white cabinetry & pulls, a butcher-block island and brand new appliances! Fall in love with the open concept living space featuring a large picture window, a cozy gas fireplace with tile surround & mantle complete with a cute covered east-facing balcony (BBQ allowed)—an ideal perch for coffee in the morning or a little fresh air at the end of the day. A Phantom screen lets the breeze in, while remote-controlled window coverings add a fun touch of everyday luxury. The bedroom is BIG - it will absolutely fit a KING size bed! Enjoy an oversized mirrored closet, overhead ceiling fan, 4-piece ensuite and its own remote-controlled window covering. A second full bathroom means guests get their own space and the separate laundry room with built-in cabinetry adds some seriously useful storage. Secure parking + a storage locker round things out! Whether you're looking for your first home, a low-maintenance Okanagan home base or a smart addition to your real estate portfolio, this one checks a lot of boxes! Fresh, functional and ready for an easy Okanagan lifestyle—just add a cruiser bike!
Home facts
- Bedrooms
- 1
- Bathrooms
- 2 full
- Interior
- 830 sq ft
- Year built
- 2004
- Storey
- 1
- Parking
- 1
- Property type
- Single Family
- Fireplace
- 1
- Area
- Kelowna North
- Listed
- September 29, 2026
- Structure
- Apartment
- PID
- 026-154-561
- Common interest
- Condo/Strata
Highlights
- Waterfront
- Balcony
- Underground parking
- Storage locker
- Fireplace
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave
- Heating
- Baseboard heaters
- Cooling
- Wall unit
- Flooring
- Tile, Vinyl
- Parking
- Parkade, Stall
- Lot
- Central island, One Balcony
- Community
- Pet Restrictions, Pets Allowed With Restrictions
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $1,658
- Property tax
- $100/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $1,908
Purchase snapshot
- List price
- $349,800
- Down payment
- $69,960 (20%)
- Estimated mortgage
- $279,840
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $1,665
- At 4.7595 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $842 a month
- Gross yield
- 2.9%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Kelowna
Ten year average, 2016–2025.
- Average temperature
- 9.6°C
- Daily mean across the year.
- Yearly precipitation
- 242 mm
- On the drier side for BC.
- Bright sunshine
- 1,949 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Condo / Apartment · 46%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
