#302 – 45 Ridgemont Drive
Fernie · V0B1M2
$2,434/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Fernie · V0B1M2
$2,434/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
**Top-Floor Mountain View Condo – 2 Bedroom, 2 Bathroom | Short-Term Rentals Allowed** Welcome to this beautifully maintained top-floor 2-bedroom, 2-bathroom condo offering spectacular mountain views, exceptional privacy, and the flexibility of short-term rentals. Whether you're searching for a full-time residence, weekend retreat, or investment property, this inviting home offers comfort, convenience, and income potential. The bright, open-concept floor plan features large windows that fill the space with natural light while showcasing the surrounding mountain scenery. The spacious living and dining areas flow seamlessly into the galley kitchen, creating a welcoming space for entertaining or relaxing after a day of adventure. The primary bedroom features a private 2 piece ensuite, while the second bedroom and full bathroom with a sauna comfortably accommodate family and guests. Enjoy the peace and quiet of top-floor living, enhanced views, and abundant natural light. After a day spent skiing, hiking, biking, or golfing, relax in the insuite sauna. Ideally located close to year-round recreation, restaurants, shopping, and outdoor amenities, this turnkey condo offers an outstanding opportunity to enjoy the mountain lifestyle while generating rental income. Don't miss your chance to own this exceptional mountain getaway. GST is not applicable.
2
Beds
851 ft²
Floor area
1968
Year built
Single Family
Type
Fernie
Area
Listed
August 3, 2026
Nearby & Commute
5 min
walk to Save-On-Foods
23 min
bike to nearest SkyTrain station
1h 18m
walk to nearest SkyTrain station
23h 21m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 36%
| Land | 20 | 35.7% |
| Detached | 17 | 30.4% |
| Condo / Apartment | 8 | 14.3% |
| Townhouse | 7 | 12.5% |
| Mobile home | 2 | 3.6% |
| Other | 2 | 3.6% |
| $10,000 to $14,999 | 5 | 1.4% |
| $15,000 to $19,999 | 5 | 1.4% |
| $20,000 to $24,999 | 10 | 2.9% |
| $25,000 to $29,999 | 10 | 2.9% |
| $30,000 to $34,999 | 10 | 2.9% |
| $35,000 to $39,999 | 10 | 2.9% |
| $40,000 to $44,999 | 10 | 2.9% |
| $45,000 to $49,999 | 20 | 5.8% |
| $50,000 to $59,999 | 25 | 7.2% |
| $60,000 to $69,999 | 35 | 10.1% |
| $70,000 to $79,999 | 15 | 4.3% |
| $80,000 to $89,999 | 20 | 5.8% |
| $90,000 to $99,999 | 20 | 5.8% |
| $100,000 to $124,999 | 35 | 10.1% |
| $125,000 to $149,999 | 40 | 11.6% |
| $150,000 to $199,999 | 40 | 11.6% |
| $200,000 and over | 35 | 10.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,434
Principal and interest
Calculated estimate
$2,151
Property tax
Calculated estimate
$133/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$465,000
Down payment
Calculated estimate
$93,000 (20%)
Estimated mortgage
Calculated estimate
$372,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,434
/mo
Rate
%
Amortization
Principal and interest
$2,151
Property tax (est.)
$133
P&I
Tax
Down payment
$93,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $93,000 down (20%) on $465,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 5.8829 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.