Penticton · V2A1T6
$1,721/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Priced below assessed value. Welcome to The Stratford, a secure and centrally located building in the heart of downtown Penticton. This immaculate 2-bedroom, 2-bathroom condo offers the perfect blend of lifestyle and convenience, just steps to shopping, restaurants, breweries, the casino, events centre, and Okanagan Lake. This bright third-floor corner unit features 9 ft ceilings, a functional open layout, and a sunny south-facing deck. The bedrooms are thoughtfully positioned on opposite sides for privacy. The primary bedroom includes a walk-through closet and ensuite. Additional features include in-suite laundry with extra storage, air conditioning, updated paint and one secure underground parking stall. Pet-friendly (1 cat or dog), no age restrictions, and rentals allowed with a 30-day minimum—ideal for first-time buyers, downsizers, or investors. Enjoy walking to the Farmers Market, nearby beaches, and bike paths connecting to the KVR Trail. Vacant and ready for quick possession. Measurements are approximate.
2
Beds
914 ft²
Floor area
2006
Year built
Single Family
Type
Main North
Area
Listed
August 14, 2026
Nearby & Commute
21 min
walk to Safeway
1h 7m
bike to Prairie Valley Station
3h 42m
walk to Prairie Valley Station
10h 14m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 40%
| Detached | 98 | 39.7% |
| Condo / Apartment | 60 | 24.3% |
| Townhouse | 32 | 13.0% |
| Duplex | 24 | 9.7% |
| Land | 13 | 5.3% |
| Other | 20 | 8.1% |
| $10,000 to $14,999 | 10 | 2.4% |
| $15,000 to $19,999 | 25 | 6.1% |
| $20,000 to $24,999 | 45 | 11.0% |
| $25,000 to $29,999 | 20 | 4.9% |
| $30,000 to $34,999 | 30 | 7.3% |
| $35,000 to $39,999 | 25 | 6.1% |
| $40,000 to $44,999 | 30 | 7.3% |
| $45,000 to $49,999 | 15 | 3.7% |
| $50,000 to $59,999 | 40 | 9.8% |
| $60,000 to $69,999 | 30 | 7.3% |
| $70,000 to $79,999 | 20 | 4.9% |
| $80,000 to $89,999 | 30 | 7.3% |
| $90,000 to $99,999 | 10 | 2.4% |
| $100,000 to $124,999 | 35 | 8.5% |
| $125,000 to $149,999 | 10 | 2.4% |
| $150,000 to $199,999 | 25 | 6.1% |
| $200,000 and over | 10 | 2.4% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,721
Principal and interest
Calculated estimate
$1,480
Property tax
Calculated estimate
$92/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$319,900
Down payment
Calculated estimate
$63,980 (20%)
Estimated mortgage
Calculated estimate
$255,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,721
/mo
Rate
%
Amortization
Principal and interest
$1,480
Property tax (est.)
$92
P&I
Tax
Down payment
$63,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $63,980 down (20%) on $319,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
