Peachland · V0X1H5
$2,554/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to 308 4630 Ponderosa, a desirable top floor townhome in Chateaux on the Ridge in Peachland. This executive suite has been tastefully renovated throughout and offers a perfect blend of luxury and practicality, ideal for those looking to downsize or for young professionals seeking a low maintenance lifestyle without compromising on quality or views, with the added benefit of convenient one-level living. Recent improvements include a 2022 Mitsubishi heat pump with transferable manufacturer warranty, three new high efficiency skylights installed in 2024, a fully repainted interior completed in 2024, and a new awning skin and mechanical hardware installed in 2023. Enjoy breathtaking 180-degree views of Okanagan Lake and the mountains from your private, oversized deck with glass railings. This home is part of a well-run strata community with low monthly fees that include hot water radiant heated floors and a gas fireplace, ensuring comfort and economy. The community boasts amenities such as a lounge area with an exercise room, billiards, a full kitchen for events, potential for boat or RV storage. Outdoors, engage in activities with a putting green or explore nearby trails on Pincushion Mountain. Ample storage and covered parking are added conveniences. Just minutes from Okanagan Lake beaches and Peachland’s shopping areas, this property offers a tranquil yet connected lifestyle. Discover this serene oasis today and make it your new home. Schedule your showing today!
2
Beds
1,163 ft²
Floor area
1993
Year built
Single Family
Type
Peachland
Area
Listed
August 19, 2026
Nearby & Commute
22 min
walk to IGA
40 min
bike to West Kelowna
2h 14m
walk to West Kelowna
10h 1m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 49%
| Detached | 46 | 48.9% |
| Land | 23 | 24.5% |
| Townhouse | 20 | 21.3% |
| Condo / Apartment | 4 | 4.3% |
| Duplex | 1 | 1.1% |
| $15,000 to $19,999 | 5 | 1.5% |
| $20,000 to $24,999 | 15 | 4.5% |
| $25,000 to $29,999 | 20 | 6.1% |
| $30,000 to $34,999 | 10 | 3.0% |
| $40,000 to $44,999 | 20 | 6.1% |
| $45,000 to $49,999 | 10 | 3.0% |
| $50,000 to $59,999 | 30 | 9.1% |
| $60,000 to $69,999 | 25 | 7.6% |
| $70,000 to $79,999 | 20 | 6.1% |
| $80,000 to $89,999 | 25 | 7.6% |
| $90,000 to $99,999 | 30 | 9.1% |
| $100,000 to $124,999 | 45 | 13.6% |
| $125,000 to $149,999 | 25 | 7.6% |
| $150,000 to $199,999 | 30 | 9.1% |
| $200,000 and over | 20 | 6.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,554
Principal and interest
Calculated estimate
$2,262
Property tax
Calculated estimate
$142/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$489,000
Down payment
Calculated estimate
$97,800 (20%)
Estimated mortgage
Calculated estimate
$391,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,554
/mo
Rate
%
Amortization
Principal and interest
$2,262
Property tax (est.)
$142
P&I
Tax
Down payment
$97,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $97,800 down (20%) on $489,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 4.6824 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
