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#308 – 4630 Ponderosa Drive
Peachland · Single Family
- Beds
- 2
- Baths
- 2
- Sqft
- 1,163
- Built
- 1993
Listed by Vantage West Realty Inc. · MLS® 10398070
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Sign inAbout this home
Welcome to 308 4630 Ponderosa, a desirable top floor townhome in Chateaux on the Ridge in Peachland. This executive suite has been tastefully renovated throughout and offers a perfect blend of luxury and practicality, ideal for those looking to downsize or for young professionals seeking a low maintenance lifestyle without compromising on quality or views, with the added benefit of convenient one-level living. Recent improvements include a 2022 Mitsubishi heat pump with transferable manufacturer warranty, three new high efficiency skylights installed in 2024, a fully repainted interior completed in 2024, and a new awning skin and mechanical hardware installed in 2023. Enjoy breathtaking 180-degree views of Okanagan Lake and the mountains from your private, oversized deck with glass railings. This home is part of a well-run strata community with low monthly fees that include hot water radiant heated floors and a gas fireplace, ensuring comfort and economy. The community boasts amenities such as a lounge area with an exercise room, billiards, a full kitchen for events, potential for boat or RV storage. Outdoors, engage in activities with a putting green or explore nearby trails on Pincushion Mountain. Ample storage and covered parking are added conveniences. Just minutes from Okanagan Lake beaches and Peachland’s shopping areas, this property offers a tranquil yet connected lifestyle. Discover this serene oasis today and make it your new home. Schedule your showing today!
Home facts
- Bedrooms
- 2
- Bathrooms
- 2 full
- Interior
- 1,163 sq ft
- Year built
- 1993
- Storey
- 1
- Parking
- 1
- Property type
- Single Family
- Fireplace
- 1
- Area
- Peachland
- Style
- Other
- Listed
- August 19, 2026
- Structure
- Row / Townhouse
- PID
- 018-174-591
- Common interest
- Condo/Strata
Highlights
- Mountain view
- Gym
- Meeting/Party Room
- Fireplace
- Recreation centre
Features and inclusions
- Appliances
- Washer, Refrigerator, Dishwasher, Range, Dryer
- Heating
- See remarks, Other
- Cooling
- Wall unit, Heat Pump
- Roof
- Asphalt shingle, Unknown
- Parking
- Covered, Other, Additional Parking
- Lot
- Private setting
- Community
- Recreational Facilities
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $2,251
- Property tax
- $142/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $2,543
Purchase snapshot
- List price
- $475,000
- Down payment
- $95,000 (20%)
- Estimated mortgage
- $380,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $2,349
- At 4.9462 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,200 a month
- Gross yield
- 3.0%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 45%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
