- Active
3148 Bay Road
Qualicum Beach · Single Family
- Beds
- 1
- Baths
- 2
- Sqft
- 649
- Built
- 1988
Listed by REMAX Ocean Pacific (CR) · MLS® 1036502
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Sign inAbout this home
Escape to the lake with this charming waterfront cabin- the perfect retreat for family fun & relaxing weekends on Horne Lake! Nestled along the shoreline with stunning lake views, this cozy getaway blends warmth, character, and natural beauty on a spacious quarter-acre lot. Inside, you’ll find an open-concept living space with soaring wood ceilings, a wood-burning fireplace, and large windows that frame the peaceful waterfront setting. Thoughtfully updated with newer solar panels, this property offers improved energy efficiency and sustainable rural living. Outside, enjoy a spacious deck for entertaining, evenings around the fire pit, and direct access to the lake. The property offers ample space for RV and boat parking, making it easy to host family and friends and store all your recreational toys. Surrounded by nature, this peaceful retreat offers privacy while still being within reach of amenities. This waterfront cabin is a rare opportunity to enjoy prime lake life- call today!
Home facts
- Bedrooms
- 1
- Bathrooms
- 2 full
- Interior
- 649 sq ft
- Lot size
- 10,890 sq ft
- Year built
- 1988
- Parking
- 5
- Property type
- Single Family
- Fireplace
- 1
- Area
- Qualicum North
- Listed
- May 14, 2026
- Structure
- House
- PID
- 025-247-051
- Common interest
- Condo/Strata
Highlights
- Mountain view
- Waterfront
- Fireplace
Features and inclusions
- Heating
- Wood
- Cooling
- None
- Parking
- RV
- Lot
- Wooded area, Other
- Community
- Family Oriented, Pets Allowed
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,074
- Property tax
- $192/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,415
Purchase snapshot
- List price
- $648,500
- Down payment
- $129,700 (20%)
- Estimated mortgage
- $518,800
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $4,015
- At 6.1908 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 76%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
