West Kelowna · V4T2J5
$2,089/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Monticello is a 55+ community close to all amenities. Just minutes for grocery shopping, doctors, restaurants and Johnson Bentley Pool. Close to world renown wineries with Truck 59 Cidery across the street and Crown & Thieves Winery within walking distance. Okanagan Lake is a quick drive or walk. Bright top floor unit with 1 bedroom and den. Lots of light. Lots of storage in the unit and a gas fireplace. 1 parking stall and 1 storage unit. Loads of visitor parking and a guest suite for visitors. The amenities include a clubhouse with full kitchen, billiards and a lounge area. There is a workshop and a community garden. Secure underground parking and RV parking. Pet friendly community that allows 1 adult cat or dog up to 12"" and up to 20 lbs.
1
Beds
1,029 ft²
Floor area
1997
Year built
Single Family
Type
Westbank Centre
Area
Listed
August 6, 2026
Nearby & Commute
7 min
walk to Save-On-Foods
4 min
bike to West Kelowna
12 min
walk to West Kelowna
10h 21m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 36%
| Condo / Apartment | 111 | 35.8% |
| Detached | 78 | 25.2% |
| Mobile home | 49 | 15.8% |
| Townhouse | 25 | 8.1% |
| Duplex | 22 | 7.1% |
| Other | 25 | 8.1% |
| Under $5,000 | 5 | 0.8% |
| $5,000 to $9,999 | 5 | 0.8% |
| $10,000 to $14,999 | 5 | 0.8% |
| $15,000 to $19,999 | 20 | 3.4% |
| $20,000 to $24,999 | 55 | 9.2% |
| $25,000 to $29,999 | 35 | 5.9% |
| $30,000 to $34,999 | 45 | 7.6% |
| $35,000 to $39,999 | 40 | 6.7% |
| $40,000 to $44,999 | 25 | 4.2% |
| $45,000 to $49,999 | 40 | 6.7% |
| $50,000 to $59,999 | 65 | 10.9% |
| $60,000 to $69,999 | 70 | 11.8% |
| $70,000 to $79,999 | 50 | 8.4% |
| $80,000 to $89,999 | 45 | 7.6% |
| $90,000 to $99,999 | 15 | 2.5% |
| $100,000 to $124,999 | 45 | 7.6% |
| $125,000 to $149,999 | 15 | 2.5% |
| $150,000 to $199,999 | 10 | 1.7% |
| $200,000 and over | 5 | 0.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,089
Principal and interest
Calculated estimate
$1,822
Property tax
Calculated estimate
$117/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$394,000
Down payment
Calculated estimate
$78,800 (20%)
Estimated mortgage
Calculated estimate
$315,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,089
/mo
Rate
%
Amortization
Principal and interest
$1,822
Property tax (est.)
$117
P&I
Tax
Down payment
$78,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $78,800 down (20%) on $394,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.6296 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
