- Active
#316 – 1485 Garnet Road
Saanich · Single Family
- Beds
- 1
- Baths
- 1
- Sqft
- 866
- Built
- 1996
Listed by Royal LePage Coast Capital - Oak Bay · MLS® 1051889
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Sign inAbout this home
Enjoy independent retirement living at Rosebank Gardens, a resident-owned, not-for-profit 55+ community of 41 suites! This bright, top-floor 866 sq. ft. condo offers 1 bed + den, an open layout & a balcony overlooking the courtyard. Extensively renovated w/ new cabinetry, appliances & paint, this inviting home features a large primary bedroom w/ a cathedral-style window, an entry skylight & generous in-suite storage w/ shelving. The den provides flexible space for reading, hobbies or a home office, while the balcony is a lovely spot to enjoy fresh air & the garden outlook. A hands-free, fob-operated suite door aids accessibility. Here, you own your suite & have a voice in the community through an elected strata council. Daily services help simplify your routine: enjoy a chef-prepared 3-course dinner in the shared dining room, weekly light housekeeping & linen/towel laundry, plus 24-hour onsite staff trained in first aid & an emergency medical alert system. Monthly meal & housekeeping fees are additional to strata fees; these basic support services are mandatory. Shared spaces offer opportunities to connect, including a lounge, fireplace area, small library & TV viewing area. Activities include light exercise, bingo, movie nights & live music. Visiting family or friends can book the guest suite for an additional fee. Coin-free laundry is conveniently down the hall w/ 2 washers & 2 dryers. Beautifully landscaped grounds enhance this welcoming setting near McKenzie & Shelbourne, a short stroll to grocery stores, pharmacies, banks, and restaurants. Enjoy the privacy of your own home alongside shared meals, social opportunities & practical everyday support. Rosebank Gardens provides independent living & is not licensed for assisted living or residential care. Discover this unique retirement ownership model at rosebankgardens.ca.
Home facts
- Bedrooms
- 1
- Bathrooms
- 1 full
- Interior
- 866 sq ft
- Lot size
- 866 sq ft
- Year built
- 1996
- Property type
- Single Family
- Area
- Cedar Hill
- Listed
- October 9, 2026
- Structure
- Apartment
- PID
- 023-532-807
- Common interest
- Condo/Strata
Highlights
- Balcony
- Guest suite
- Fireplace
Features and inclusions
- Appliances
- Refrigerator, Range - Electric, Dishwasher, Microwave
- Heating
- Baseboard heaters, Electric
- Cooling
- None
- Parking
- None, Street, Visitor Parking
- Lot
- Cul-de-sac, Level lot, Wooded area, Other
- Community
- Pets Allowed With Restrictions, Age Restrictions
Rooms and building
- Water
- Zoning
- Multi-Family
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $1,370
- Property tax
- $83/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $1,603
Purchase snapshot
- List price
- $289,000
- Down payment
- $57,800 (20%)
- Estimated mortgage
- $231,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $1,503
- At 5.2008 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Victoria
Ten year average, 2016–2025.
- Average temperature
- 10.5°C
- Daily mean across the year.
- Yearly precipitation
- 863 mm
- On the drier side for BC.
- Yearly snowfall
- 39 cm
- Snow is the exception here.
- Bright sunshine
- 2,109 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 45%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
