- Active
3197 Fifth Street
Victoria · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 1,737
- Built
- 2021
Listed by Macdonald Realty Victoria · MLS® 1051688
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Sign inAbout this home
Welcome to this beautifully designed 2021-built home offering 3 bedrooms, 2.5 bathrooms and a bright, spacious open-concept layout. Thoughtfully finished throughout, the home features a chef’s kitchen with an upgraded appliance package, oversized island and stylish cabinetry, creating a natural gathering place for everyday living and entertaining. Large windows fill the interior with natural light, while a gas fireplace adds warmth and ambiance. Enjoy year-round comfort with a heat pump and central air, plus heated ensuite floors, a rain shower, hot water on demand and an EV charger in the attached garage. Additional highlights include top-down, bottom-up window shades, dimmable dining room lighting, ethernet wall jacks throughout, a smart garage door and plenty of storage, including an oversized primary closet, a dedicated laundry room with cabinetry and a 4-foot crawlspace. Outside, enjoy a private, fully fenced backyard, established landscaping, sprinkler system and brick paver driveway. Located in a quiet, central neighbourhood, this home is within walking or cycling distance of parks, schools, bakeries, coffee shops, groceries and everyday amenities, with easy access to downtown Victoria, Uptown, Mayfair, and the Galloping Goose and Lochside trails. Nothing to do but move in and enjoy!
Home facts
- Bedrooms
- 3
- Bathrooms
- 3 full
- Interior
- 1,737 sq ft
- Lot size
- 2,972 sq ft
- Year built
- 2021
- Parking
- 2
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Mayfair
- Style
- Contemporary
- Listed
- October 8, 2026
- Structure
- House
- PID
- 030-827-108
- Common interest
- Freehold
Highlights
- EV charging
- Air conditioning
- Private yard
- Fireplace
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave
- Heating
- Heat Pump, Natural gas
- Cooling
- Fully air conditioned, Air Conditioned
- Parking
- Garage, Electric Vehicle Charging Station(s)
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $6,517
- Property tax
- $400/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $7,067
Purchase snapshot
- List price
- $1,375,000
- Down payment
- $275,000 (20%)
- Estimated mortgage
- $1,100,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $7,777
- At 5.6559 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Victoria
Ten year average, 2016–2025.
- Average temperature
- 10.5°C
- Daily mean across the year.
- Yearly precipitation
- 863 mm
- On the drier side for BC.
- Yearly snowfall
- 39 cm
- Snow is the exception here.
- Bright sunshine
- 2,109 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
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Who lives here
Documents
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