- Active
#321 – 415 Commonwealth Road
Kelowna · Recreational
Listed by Coldwell Banker Horizon Realty · MLS® 10403173
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Sign inAbout this home
Welcome home to 321 Lake Lane! One of the largest Park Model lots in the gated community of Holiday Park Resort. Lake living at its finest. You have the opportunity to custom design your next adventure with this blank canvas. A low maintenance site with lake frontage to enjoy year round. Lease term to 2046 that is registered with the Federal Government. Property taxes are payable to the City of Kelowna. The 2026 Annual Maintenance Fee is $5762 which includes security 24-7, water, sewer, use of the amenities, maintenance of the common areas and roads, snow removal and garbage disposal area. The Maintenance Fee is payable in January of each year. There is no Property Transfer Tax. Long and short term rentals allowed. Enjoy all the amenities offered by Holiday Park Resort- pools, hot tubs, golf course, Pickleball/tennis court, gym, library, games room, hair salon, social activities (dinners and dances, live entertainment), woodworking shop and a fenced in, off leash dog park. There is easy access to the Rail Trail for biking or walking. Close proximity to Kelowna International Airport, UBCO, golf courses, wineries, ski hills, hiking trails, shopping and entertainment.
Home facts
- Property type
- Recreational
- Area
- Lake Country East / Oyama
- Listed
- October 8, 2026
- Structure
- Other
- PID
- 000-000-000
- Common interest
- Leasehold
Highlights
- Mountain view
- Gym
- Golf course
Features and inclusions
- Community
- Seniors Oriented, Pet Restrictions, Pets Allowed With Restrictions, Rentals Allowed With Restrictions
Rooms and building
- Sewer
- Septic tank
- Water
- Well
- Utilities
- Sewer, Electricity, Cable, Telephone
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $1,351
- Property tax
- $83/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $1,584
Purchase snapshot
- List price
- $285,000
- Down payment
- $57,000 (20%)
- Estimated mortgage
- $228,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $1,356
- At 4.7595 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Kelowna
Ten year average, 2016–2025.
- Average temperature
- 9.6°C
- Daily mean across the year.
- Yearly precipitation
- 242 mm
- On the drier side for BC.
- Bright sunshine
- 1,949 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Mobile home · 45%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
