Denman Island · V0R1T0
$2,976/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
An ocean-view rancher on a half-acre, sitting just up the hill from the Denman ferry landing with views west across Baynes Sound to the mountains of Vancouver Island. This is island living at its most accessible — step off the ferry and you’re home. The property faces west, catching afternoon and evening light over the water. From the deck, the Beaufort Range rises beyond the sound, and the rhythm of the ferry crossing becomes part of the backdrop rather than the commute. Mature conifers frame the lot, creating shelter and privacy without closing in the view. The house , built in 1956, has been thoughtfully upgraded over its life. A 750 sq ft architect-designed addition (2002) extended the living space while matching the original character, with attic insulation (R-48) that exceeds current building code. A high-efficiency air-source heat pump (2023) handles heating and cooling, backed by an electric furnace and airtight wood stove. Roof replaced 2020, double-glazed windows throughout. A 2024 EnerGuide evaluation rated the home at 68 GJ/year — 13% above what a brand-new house of the same size would consume — with greenhouse gas emissions of just 0.2 tonnes per year. Outside, the half-acre is a working landscape. Nine mature fruit trees, raised beds with berries, rock-walled garden terraces, and a sheltered microclimate that makes this corner of the island particularly good for growing. A garage and bunkie on the property currently serve as dry storage but offer four walls and a roof for anyone with ideas. The 125-ft well supplies the property’s primary water. Three bedrooms, two bathrooms, 1,493 sq ft of living space. The septic system was fully upgraded in 2002 with a package treatment plant engineered to the site’s conditions. The ferry to Buckley Bay, public dock, and boat launch are a short walk down the hill. Courtenay/Qualicum is a 10-minute crossing and a 20-minute drive.
3
Beds
1,468 ft²
Floor area
1956
Year built
Single Family
Type
Denman Island
Area
Listed
March 3, 2026
$685,000 is 33.6% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
4h 1m
walk to Tomm's Food Village
1h 24m
bike to Island Link Bus - Cumberland Stop
4h 38m
walk to Island Link Bus - Cumberland Stop
5h 4m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 77%
| Detached | 24 | 77.4% |
| Land | 6 | 19.4% |
| Other | 1 | 3.2% |
| Under $5,000 | 10 | 2.4% |
| $5,000 to $9,999 | 5 | 1.2% |
| $10,000 to $14,999 | 10 | 2.4% |
| $15,000 to $19,999 | 20 | 4.8% |
| $20,000 to $24,999 | 35 | 8.3% |
| $25,000 to $29,999 | 15 | 3.6% |
| $30,000 to $34,999 | 15 | 3.6% |
| $35,000 to $39,999 | 20 | 4.8% |
| $40,000 to $44,999 | 30 | 7.1% |
| $45,000 to $49,999 | 15 | 3.6% |
| $50,000 to $59,999 | 35 | 8.3% |
| $60,000 to $69,999 | 25 | 6.0% |
| $70,000 to $79,999 | 35 | 8.3% |
| $80,000 to $89,999 | 25 | 6.0% |
| $90,000 to $99,999 | 20 | 4.8% |
| $100,000 to $124,999 | 40 | 9.5% |
| $125,000 to $149,999 | 20 | 4.8% |
| $150,000 to $199,999 | 25 | 6.0% |
| $200,000 and over | 20 | 4.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,976
Principal and interest
Calculated estimate
$2,660
Property tax
Calculated estimate
$167/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$575,000
Down payment
Calculated estimate
$115,000 (20%)
Estimated mortgage
Calculated estimate
$460,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,976
/mo
Rate
%
Amortization
Principal and interest
$2,660
Property tax (est.)
$167
P&I
Tax
Down payment
$115,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $115,000 down (20%) on $575,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
