Lake Cowichan · V0R2G1
$2,604/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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QUICK POSSESION POSSIBLE! Built in 2020, this like-new 2-bed, 2-bath home offers quality finishings and easy living in a quiet, well-kept community. Enjoy 9’ ceilings, skylights, quartz counters, stainless appliances, and a cozy electric fireplace with a stone surround. The bright, south-facing patio backs onto forest with mountain views, offering added privacy with no rear neighbours. The fenced and gated yard is perfect for relaxing or pets (with approval). Includes a carport and parking for 2 more cars, plus plenty of guest parking. Peaceful creeks border the complex, adding to the serene setting. A short walk takes you to shopping, dining, and amenities in town; it's just 5 minutes to the lake and river, and 20 minutes to Duncan. A clubhouse for gatherings and a remaining new home warranty make this a great option for downsizing or low-maintenance living. Move-in ready and beautifully maintained.
2
Beds
1,081 ft²
Floor area
2020
Year built
Single Family
Type
Lake Cowichan
Area
Listed
April 24, 2026
$515,000 is 50.1% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
9 min
walk to Country Grocer
1h 57m
bike to Alderlea Station
6h 29m
walk to Alderlea Station
3h 23m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 60%
| Detached | 35 | 60.3% |
| Land | 10 | 17.2% |
| Duplex | 3 | 5.2% |
| Mobile home | 3 | 5.2% |
| Townhouse | 3 | 5.2% |
| Other | 4 | 6.9% |
| $10,000 to $14,999 | 5 | 1.9% |
| $15,000 to $19,999 | 5 | 1.9% |
| $20,000 to $24,999 | 10 | 3.8% |
| $25,000 to $29,999 | 10 | 3.8% |
| $30,000 to $34,999 | 10 | 3.8% |
| $35,000 to $39,999 | 25 | 9.4% |
| $40,000 to $44,999 | 20 | 7.5% |
| $45,000 to $49,999 | 15 | 5.7% |
| $50,000 to $59,999 | 25 | 9.4% |
| $60,000 to $69,999 | 30 | 11.3% |
| $70,000 to $79,999 | 30 | 11.3% |
| $80,000 to $89,999 | 15 | 5.7% |
| $90,000 to $99,999 | 10 | 3.8% |
| $100,000 to $124,999 | 15 | 5.7% |
| $125,000 to $149,999 | 15 | 5.7% |
| $150,000 to $199,999 | 15 | 5.7% |
| $200,000 and over | 10 | 3.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,604
Principal and interest
Calculated estimate
$2,313
Property tax
Calculated estimate
$142/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$499,995
Down payment
Calculated estimate
$99,999 (20%)
Estimated mortgage
Calculated estimate
$399,996
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,604
/mo
Rate
%
Amortization
Principal and interest
$2,313
Property tax (est.)
$142
P&I
Tax
Down payment
$99,999 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $99,999 down (20%) on $499,995, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.2751 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
