- Active
#34 – 8945 HWY 97N Highway
Kelowna · Single Family
- Beds
- 2
- Baths
- 1
- Sqft
- 816
- Built
- 1975
Listed by Royal LePage Kelowna · MLS® 10402410
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Sign inAbout this home
Welcome to your move-in ready home at Duck Lake Estates! Don’t want to worry about renovations? You’ve found the perfect place. This home has been beautifully updated from top to bottom, allowing you to simply move in and enjoy. With 2 bedrooms and 1 bathroom, it offers a comfortable living space and a thoughtful layout that suits a variety of lifestyles. Every detail has been refreshed with care, including new flooring, modern cabinets, updated countertops, and stylish finishes throughout. The windows and doors have been replaced to improve efficiency, while the electrical system has been upgraded for peace of mind. The kitchen features new appliances, and even the roof has been re-coated and sealed, giving you years of worry-free living. Outside, you’ll love the large fully fenced yard, perfect for pets, children, or simply enjoying the outdoors. The expansive deck is an ideal spot for morning coffee, summer barbecues, or taking in beautiful sunsets. For those who enjoy gardening, the property already includes numerous raised garden boxes and perennial berries, so you can start harvesting right away. Duck Lake Estates is known for its friendly atmosphere while still offering incredible convenience. You’re only minutes from shopping, grocery stores, professional offices, and amenities, with UBCO just a short drive away. Living here means you can enjoy the best of both worlds, a quiet community setting with quick access to everything Kelowna and Lake Country have to offer.
Home facts
- Bedrooms
- 2
- Bathrooms
- 1 full
- Interior
- 816 sq ft
- Year built
- 1975
- Storey
- 1
- Parking
- 3
- Property type
- Single Family
- Area
- Lake Country East / Oyama
- Listed
- October 1, 2026
- Structure
- Manufactured Home
- PID
- 000-000-000
- Common interest
- Leasehold
Highlights
- Private yard
Features and inclusions
- Heating
- Forced air
- Cooling
- Window air conditioner, Wall unit
- Roof
- Unknown, Unknown
- Parking
- Oversize
- Community
- Pet Restrictions, Rentals Allowed With Restrictions
Rooms and building
- Sewer
- Septic tank
- Water
- Community Water SystemCommunity Water User's Utility
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $943
- Property tax
- $58/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $1,152
Purchase snapshot
- List price
- $199,000
- Down payment
- $39,800 (20%)
- Estimated mortgage
- $159,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $947
- At 4.7595 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Kelowna
Ten year average, 2016–2025.
- Average temperature
- 9.6°C
- Daily mean across the year.
- Yearly precipitation
- 242 mm
- On the drier side for BC.
- Bright sunshine
- 1,949 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Agricultural Land Reserve
- In the ALR
- Provincial farmland protection restricts subdivision and non-farm use.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Mobile home · 31%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
