Osoyoos · V0H1V6
$717/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Spirit Ridge Resort in Osoyoos presents a 100% ownership opportunity at one of the South Okanagan’s most distinguished destinations. This suite, located in the Sumac Building, offers exceptional versatility: owners may enjoy personal use during winter months while benefiting from professional management and revenue generation throughout the remainder of the year, allowing owners to retain control while enjoying the benefits of resort living. This 643 sf, 1-bed 1-bath, 3rd floor, corner unit is a fully furnished and thoughtfully designed for both owner comfort and guest appeal, offering a complete kitchen, fireplace, two televisions, in-suite laundry, and a furnished patio with a barbecue overlooking the golf course and mountains. The primary suite includes a king-sized bed, a four-piece ensuite with a six-foot soaker tub, while a hide-a-bed in the living area provides space for up to four guests, 2 dogs OK. Resort amenities include: restaurant, coffee shop, recreation centre, spa, two outdoor pools, hot tub, and conference centre. The property is conveniently situated steps from Nk’Mip Winery, Cultural Centre, and Sonora Dunes Golf Course, a short walk to the beach, dock, and various water sports. Monthly HOA fees cover all utilities, cable, Wi-Fi, underground parking, and condominium insurance. Ownership consists of a pre-paid Crown Lease on Osoyoos Indian Band land, professionally managed by Hyatt International through the Spirit Ridge Owners Association. Buyer to pay GST.
1
Beds
643 ft²
Floor area
2009
Year built
Recreational
Type
Osoyoos Rural
Area
Listed
July 6, 2026
Nearby & Commute
37 min
walk to Nesters Market
5h 3m
bike to Prairie Valley Station
16h 48m
walk to Prairie Valley Station
10h 46m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 54%
| Condo / Apartment | 123 | 54.4% |
| Detached | 50 | 22.1% |
| Townhouse | 29 | 12.8% |
| Land | 9 | 4.0% |
| Other | 8 | 3.5% |
| Other | 7 | 3.1% |
| Under $5,000 | 10 | 2.2% |
| $10,000 to $14,999 | 15 | 3.3% |
| $15,000 to $19,999 | 10 | 2.2% |
| $20,000 to $24,999 | 5 | 1.1% |
| $25,000 to $29,999 | 10 | 2.2% |
| $30,000 to $34,999 | 10 | 2.2% |
| $35,000 to $39,999 | 10 | 2.2% |
| $40,000 to $44,999 | 25 | 5.5% |
| $45,000 to $49,999 | 20 | 4.4% |
| $50,000 to $59,999 | 25 | 5.5% |
| $60,000 to $69,999 | 45 | 9.9% |
| $70,000 to $79,999 | 40 | 8.8% |
| $80,000 to $89,999 | 30 | 6.6% |
| $90,000 to $99,999 | 35 | 7.7% |
| $100,000 to $124,999 | 70 | 15.4% |
| $125,000 to $149,999 | 45 | 9.9% |
| $150,000 to $199,999 | 25 | 5.5% |
| $200,000 and over | 25 | 5.5% |
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$717
Principal and interest
Calculated estimate
$533
Property tax
Calculated estimate
$33/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$115,333
Down payment
Calculated estimate
$23,067 (20%)
Estimated mortgage
Calculated estimate
$92,266
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$717
/mo
Rate
%
Amortization
Principal and interest
$533
Property tax (est.)
$33
P&I
Tax
Down payment
$23,067 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $23,067 down (20%) on $115,333, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.6420 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
